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| TransUnion® | Experian® | Equifax® |
|---|---|---|
| 607 | 568 | 554 |
| Personal Identifier Information |
| TransUnion | Experian | Equifax | |
|---|---|---|---|
| Date of Credit Report: | 02/23/2023 | 02/23/2023 | 02/23/2023 |
| Consumer's Primary Name: | JOHN SMITH | JOHN SMITH | JOHN SMITH |
| Consumer's Other Name(s): | SMITH JOHN | JON SMITH | -- |
| Consumer's Birth Year: | 1987 | 1987 | 1987 |
| Consumer's Current Residence: | 18924 PO BOX 18924 CEDAR CREST, NY 87008 | 603 MCGILL PARK AVE NE CEDAR CREST, NY 87008 Date Updated: 09/2022 |
1925 MONROE DR NE APT 1226 CEDAR CREST, NY 87008 |
| Consumer's Previous Residence: |
33712
33711 |
87002
Date Updated: 09/2022 03561 Date Updated: 09/2022 |
NY
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| Consumer's Reported Employer(s): |
HOME DEPOT
Date Updated: 07/2017 ERNST & YOUNG LLP Date Updated: 02/2015 |
-- | -- |
| Consumer's Reported SSN: | 3415 | 3415 | 3415 |
| Consumer Statement | |||
| TransUnion: |
#HK#EFCRA EXTENDED FRAUD ALERT: ACTION MAY BE REQUIRED UNDER FCRA BEFORE OPENING OR MODIFYING AN ACC OUNT. CONTACT CONSUMER AT (470) 421-5485 (727) 313-1723 |
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| Experian: |
06& 08-15-22 0000000 ID FRAUD VICTIM ALERT FRAUDULENT APPLICATIONS MAY BE SUBMITTED IN MY NAME OR MY IDENTITY MAY HAVE BEEN USED WITHOUT MY CONSENT TO FRAUDULENTLY OBTAIN GOODS OR SERVICES. DO NOT EXTEND CREDIT WITHOUT FIRST CONTACTING ME PERSONALLY AND VERIFYING ALL APPLICATION INFORMATION AT DAY 727-804-9797. THIS VICTIM ALERT WILL BE MAINTAINED FOR SEVEN YEARS BEGINNING 08-15-22. |
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| Equifax: |
FRAUD VICTIM. 'EXTENDED ALERT'. CONSUMER HAS REQUESTED AN ALERT BE PLACED ON THEIR CREDIT FILE. DAYTIME 00001 7273131723 EX-00000 EVENING 00001 4704215485 EX-00000 |
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| Report Summary |
| TransUnion | Experian | Equifax | |
|---|---|---|---|
| TOTAL ACCOUNTS: | 12 | 21 | 13 |
| CLOSED ACCOUNTS: | 8 | 12 | 5 |
| DELINQUENT: | 0 | 2 | 1 |
| DEROGATORY: | 2 | 8 | 0 |
| BALANCES: | $56755 | $128150 | $120115 |
| PAYMENTS: | $1173 | $2025 | $1175 |
| PUBLIC RECORDS: | 2 | 3 | 1 |
| INQUIRIES(2 years): | 8 | 4 | 5 |
| Accounts Summary Show All Accounts |
| TransUnion | Experian | Equifax | |
|---|---|---|---|
| Positive AutoLoan Open Accounts | 1 | 1 | 1 |
| Positive Educational Open Accounts | 3 | 3 | 3 |
| Positive Other Open Accounts | 3 | 5 | 3 |
| Positive Mortgage Closed Accounts | 1 | 1 | 1 |
| Positive Educational Closed Accounts | 1 | 0 | 1 |
| Positive Other Closed Accounts | 4 | 3 | 4 |
| Negative Educational Derogatory Open Accounts | 1 | 1 | 1 |
| Negative Educational Delinq Open Accounts | 1 | 2 | 2 |
| Negative Other ChargeOff Open Accounts | 3 | 0 | 0 |
| Negative Other Delinq Open Accounts | 0 | 1 | 1 |
| Negative Mortgage ChargeOff Closed Accounts | 1 | 1 | 1 |
| Negative AutoLoan ChargeOff Closed Accounts | 0 | 2 | 0 |
| Negative Other ChargeOff Closed Accounts | 1 | 8 | 2 |
| Negative Other Derogatory Closed Accounts | 1 | 0 | 0 |
| Negative Other Delinq Closed Accounts | 1 | 1 | 1 |
| Negative Medical ChargeOff Mixed Accounts | 2 | 1 | 2 |
| Negative Other Delinq Mixed Accounts | 1 | 1 | 1 |
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Open POSITIVE AUTO/VEHICLE-related accounts |
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| Data Reporter Name | BRIDGECREST FORMERLY DRI | ||
| Data Reporter Street Address | PO BOX 29018 | ||
| Data Reporter City & Zip | PHOENIX 85038 | ||
| Data Reporter Telephone No. | 8026433864 | ||
| Data Reporter Identification No. | 01SFX002 | ||
| TransUnion | Experian | Equifax | |
|---|---|---|---|
| Account Name #: | 72694629**** | 72694629**** | 72694629**** |
| Account Cycle Identifier: | Monthly (every month) | -- | -- |
| Date Account Reported: | 08/31/2022 | 08/31/2022 | 08/01/2022 |
| Account Portfolio Type: | Auto Loan | Auto Loan | Auto Loan |
| Current Account Balance: | $49173 | $49173 | $49173 |
| Date of Current Account Balance: | 08/31/2022 | 08/01/2022 | 08/01/2022 |
| Date of Account Opening: | 03/09/2022 | 03/01/2022 | 03/01/2022 |
| Account Ownership Type: | Individual | Individual | Individual |
| Account Status Information: | Open | Open | Open |
| Date of Account Status Information: | 08/31/2022 | 08/01/2022 | 08/01/2022 |
| Account Type: | Auto Loan | Auto Loan | Auto Loan |
| Account Dispute Status: | Account not disputed | Account not disputed | Account not disputed |
| Account Condition: | Open | Open | Open |
| Account Highest Balance Reported: | $49,287 | $49,287 | $49,287 |
| Account Schedule Payment Amount: | $1163 | $1163 | $1163 |
| Account Last Payment Amount Reported Received: | $1163 | $1163 | $1163 |
| Account Last Payment Date Reported: | 07/28/2022 | 07/28/2022 | 08/01/2022 |
| Last Verified: | 08/31/2022 | -- | -- |
| Date of Last Activity: | 08/31/2022 | 08/01/2022 | 08/01/2022 |
| Closed Date: | -- | -- | -- |
| Account Rating: | Open | Open | Open |
| Creditor Type: | Finance/Personal | Auto Financing | Auto Dealers, Used |
| Account Status: | Open | Open | Open |
| Payment Status: | Current | Current | Current |
| Creditor Remarks: | -- | -- | -- |
| Term Length: | 72 | 72 | -- |
| Payment Frequency: | Monthly (every month) | -- | -- |
| Credit Limit: | -- | -- | -- |
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| Data Reporter Name | FEDLOAN SERVICING | ||
| Data Reporter Street Address | POB 60610 | ||
| Data Reporter City & Zip | HARRISBURG 17106 | ||
| Data Reporter Telephone No. | 8006992908 | ||
| Data Reporter Identification No. | 02CN2006 | ||
| TransUnion | Experian | Equifax | |
|---|---|---|---|
| Account Name #: | 87345034783**** | 87345034783**** | 87345034783**** |
| Account Cycle Identifier: | Monthly (every month) | -- | -- |
| Date Account Reported: | 05/31/2022 | 05/31/2022 | 05/01/2022 |
| Account Portfolio Type: | Educational | Educational | Educational |
| Current Account Balance: | $6988 | $6988 | $6988 |
| Date of Current Account Balance: | 05/31/2022 | 05/01/2022 | 05/01/2022 |
| Date of Account Opening: | 08/19/2016 | 08/01/2016 | 08/01/2016 |
| Account Ownership Type: | Individual | Individual | Individual |
| Account Status Information: | Open | Open | Open |
| Date of Account Status Information: | 05/31/2022 | 05/01/2022 | 05/01/2022 |
| Account Type: | Educational | Educational | Educational |
| Account Dispute Status: | Account not disputed | Account not disputed | Account not disputed |
| Account Condition: | Open | Open | Open |
| Account Highest Balance Reported: | $6,181 | $6,181 | $6,181 |
| Account Schedule Payment Amount: | -- | -- | -- |
| Account Last Payment Amount Reported Received: | -- | -- | -- |
| Account Last Payment Date Reported: | 05/01/2022 | 05/01/2022 | 05/01/2022 |
| Last Verified: | 05/31/2022 | -- | -- |
| Date of Last Activity: | 05/31/2022 | 05/01/2022 | 05/01/2022 |
| Closed Date: | -- | -- | -- |
| Account Rating: | Open | Open | Open |
| Creditor Type: | Education/Employment | Student Loans | Miscellaneous All Other |
| Account Status: | Open | Open | Open |
| Payment Status: | Current | Current | Current |
| Creditor Remarks: | -- | -- | Student loan Fixed rate |
| Term Length: | 300 | 300 | -- |
| Payment Frequency: | Monthly (every month) | -- | -- |
| Credit Limit: | -- | -- | -- |
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| Data Reporter Name | FEDLOAN SERVICING | ||
| Data Reporter Street Address | POB 60610 | ||
| Data Reporter City & Zip | HARRISBURG 17106 | ||
| Data Reporter Telephone No. | 8006992908 | ||
| Data Reporter Identification No. | 02CN2006 | ||
| TransUnion | Experian | Equifax | |
|---|---|---|---|
| Account Name #: | 87345034783**** | 87345034783**** | 87345034783**** |
| Account Cycle Identifier: | -- | -- | -- |
| Date Account Reported: | 05/31/2022 | 05/31/2022 | 05/01/2022 |
| Account Portfolio Type: | Educational | Educational | Educational |
| Current Account Balance: | $10250 | $10250 | $10250 |
| Date of Current Account Balance: | 05/31/2022 | 05/01/2022 | 05/01/2022 |
| Date of Account Opening: | 08/17/2020 | 08/01/2020 | 08/01/2020 |
| Account Ownership Type: | Individual | Individual | Individual |
| Account Status Information: | Open | Open | Open |
| Date of Account Status Information: | 05/31/2022 | 05/01/2022 | 05/01/2022 |
| Account Type: | Educational | Educational | Educational |
| Account Dispute Status: | Account not disputed | Account not disputed | Account not disputed |
| Account Condition: | Open | Open | Open |
| Account Highest Balance Reported: | $10,250 | $10,250 | $10,250 |
| Account Schedule Payment Amount: | -- | -- | -- |
| Account Last Payment Amount Reported Received: | -- | -- | -- |
| Account Last Payment Date Reported: | 05/01/2022 | 05/01/2022 | 05/01/2022 |
| Last Verified: | 05/31/2022 | -- | -- |
| Date of Last Activity: | 05/31/2022 | 05/01/2022 | 05/01/2022 |
| Closed Date: | -- | -- | -- |
| Account Rating: | Open | Open | Open |
| Creditor Type: | Education/Employment | Student Loans | Miscellaneous All Other |
| Account Status: | Open | Open | Open |
| Payment Status: | Current | Current | Current |
| Creditor Remarks: | -- | -- | Student loan Fixed rate |
| Term Length: | -- | -- | -- |
| Payment Frequency: | -- | -- | -- |
| Credit Limit: | -- | -- | -- |
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| Data Reporter Name | FEDLOAN SERVICING | ||
| Data Reporter Street Address | POB 60610 | ||
| Data Reporter City & Zip | HARRISBURG 17106 | ||
| Data Reporter Telephone No. | 8006992908 | ||
| Data Reporter Identification No. | 02CN2006 | ||
| TransUnion | Experian | Equifax | |
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| Account Name #: | 87345034783**** | 87345034783**** | 87345034783**** |
| Account Cycle Identifier: | Monthly (every month) | -- | -- |
| Date Account Reported: | 05/31/2022 | 05/31/2022 | 05/01/2022 |
| Account Portfolio Type: | Educational | Educational | Educational |
| Current Account Balance: | $5793 | $5793 | $5793 |
| Date of Current Account Balance: | 05/31/2022 | 05/01/2022 | 05/01/2022 |
| Date of Account Opening: | 08/19/2016 | 08/01/2016 | 08/01/2016 |
| Account Ownership Type: | Individual | Individual | Individual |
| Account Status Information: | Open | Open | Open |
| Date of Account Status Information: | 05/31/2022 | 05/01/2022 | 05/01/2022 |
| Account Type: | Educational | Educational | Educational |
| Account Dispute Status: | Account not disputed | Account not disputed | Account not disputed |
| Account Condition: | Open | Open | Open |
| Account Highest Balance Reported: | $5,500 | $5,500 | $5,500 |
| Account Schedule Payment Amount: | -- | -- | -- |
| Account Last Payment Amount Reported Received: | -- | -- | -- |
| Account Last Payment Date Reported: | 05/01/2022 | 05/01/2022 | 05/01/2022 |
| Last Verified: | 05/31/2022 | -- | -- |
| Date of Last Activity: | 05/31/2022 | 05/01/2022 | 05/01/2022 |
| Closed Date: | -- | -- | -- |
| Account Rating: | Open | Open | Open |
| Creditor Type: | Education/Employment | Student Loans | Miscellaneous All Other |
| Account Status: | Open | Open | Open |
| Payment Status: | Current | Current | Current |
| Creditor Remarks: | -- | -- | Student loan Fixed rate |
| Term Length: | 300 | 300 | -- |
| Payment Frequency: | Monthly (every month) | -- | -- |
| Credit Limit: | -- | -- | -- |
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| Data Reporter Name | KIKOFF LENDING LLC | ||
| Data Reporter Street Address | 75 BROADWAY SUITE 202 | ||
| Data Reporter City & Zip | SAN FRANCISCO 94111 | ||
| Data Reporter Telephone No. | 4153614040 | ||
| Data Reporter Identification No. | 02H42001 | ||
| TransUnion | Experian | Equifax | |
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| Account Name #: | 3452FS**** | -- | 3452FS**** |
| Account Cycle Identifier: | Monthly (every month) | -- | -- |
| Date Account Reported: | 08/31/2022 | -- | 08/01/2022 |
| Account Portfolio Type: | Secured loan | -- | Secured loan |
| Current Account Balance: | $60 | -- | $60 |
| Date of Current Account Balance: | 08/31/2022 | -- | 08/01/2022 |
| Date of Account Opening: | 02/01/2022 | -- | 02/01/2022 |
| Account Ownership Type: | Individual | -- | Individual |
| Account Status Information: | Open | -- | Open |
| Date of Account Status Information: | 08/31/2022 | -- | 08/01/2022 |
| Account Type: | Secured loan | -- | Secured loan |
| Account Dispute Status: | Account not disputed | -- | Account not disputed |
| Account Condition: | Open | -- | Open |
| Account Highest Balance Reported: | $120 | -- | $120 |
| Account Schedule Payment Amount: | $10 | -- | $10 |
| Account Last Payment Amount Reported Received: | $10 | -- | $10 |
| Account Last Payment Date Reported: | 08/01/2022 | -- | 08/01/2022 |
| Last Verified: | 08/31/2022 | -- | -- |
| Date of Last Activity: | 08/31/2022 | -- | 08/01/2022 |
| Closed Date: | -- | -- | -- |
| Account Rating: | Open | -- | Open |
| Creditor Type: | Finance/Personal | -- | Personal Loan Companies |
| Account Status: | Open | -- | Open |
| Payment Status: | Current | -- | Current |
| Creditor Remarks: | -- | -- | -- |
| Term Length: | 12 | -- | -- |
| Payment Frequency: | Monthly (every month) | -- | -- |
| Credit Limit: | -- | -- | -- |
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| Data Reporter Name | SEZZLE INC | ||
| Data Reporter Street Address | 251 1ST AVE | ||
| Data Reporter City & Zip | MINNEAPOLIS 55401 | ||
| Data Reporter Telephone No. | 8885401867 | ||
| Data Reporter Identification No. | 02HF4001 | ||
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| Account Name #: | 97281938173**** | 697281938173**** | -- |
| Account Cycle Identifier: | -- | -- | -- |
| Date Account Reported: | 03/31/2022 | 03/31/2022 | -- |
| Account Portfolio Type: | Line of credit | Check credit/Line of credit | -- |
| Current Account Balance: | $566 | $566 | -- |
| Date of Current Account Balance: | 03/31/2022 | 03/01/2022 | -- |
| Date of Account Opening: | 04/06/2021 | 04/01/2021 | -- |
| Account Ownership Type: | Individual | Individual | -- |
| Account Status Information: | Open | Open | -- |
| Date of Account Status Information: | 03/31/2022 | 03/01/2022 | -- |
| Account Type: | Line of credit | Check credit/Line of credit | -- |
| Account Dispute Status: | Account not disputed | Account not disputed | -- |
| Account Condition: | Open | Open | -- |
| Account Highest Balance Reported: | $2,189 | $2,189 | -- |
| Account Schedule Payment Amount: | $1557 | $566 | -- |
| Account Last Payment Amount Reported Received: | $1557 | $566 | -- |
| Account Last Payment Date Reported: | 03/28/2022 | 03/28/2022 | -- |
| Last Verified: | 03/31/2022 | -- | -- |
| Date of Last Activity: | 03/31/2022 | 03/01/2022 | -- |
| Closed Date: | -- | -- | -- |
| Account Rating: | Open | Open | -- |
| Creditor Type: | Finance/Personal | Personal Loan Companies | -- |
| Account Status: | Open | Open | -- |
| Payment Status: | Current | Current | -- |
| Creditor Remarks: | -- | -- | -- |
| Term Length: | -- | -- | -- |
| Payment Frequency: | -- | -- | -- |
| Credit Limit: | $3,450 | $3,450 | -- |
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| Data Reporter Name | CHIME - STRIDE BANK | ||
| Data Reporter Street Address | PO BOX 417 | ||
| Data Reporter City & Zip | SAN FRANCISCO 94104 | ||
| Data Reporter Telephone No. | 8442446363 | ||
| Data Reporter Identification No. | 02HVP001 | ||
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| Account Name #: | 98362738**** | 98362738**** | 98362738**** |
| Account Cycle Identifier: | -- | -- | -- |
| Date Account Reported: | 09/01/2022 | 09/01/2022 | 08/01/2022 |
| Account Portfolio Type: | Secured credit card | Credit line secured | Secured credit card |
| Current Account Balance: | $213 | $213 | -- |
| Date of Current Account Balance: | 09/01/2022 | 09/01/2022 | 05/01/2022 |
| Date of Account Opening: | 11/30/2020 | 11/01/2020 | 11/01/2020 |
| Account Ownership Type: | Individual | Individual | Individual |
| Account Status Information: | Open | Open | Open |
| Date of Account Status Information: | 09/01/2022 | 09/01/2022 | 05/01/2022 |
| Account Type: | Secured credit card | Credit line secured | Secured credit card |
| Account Dispute Status: | Account not disputed | Account not disputed | Account not disputed |
| Account Condition: | Open | Open | Open |
| Account Highest Balance Reported: | $3,263 | $3,263 | $3,263 |
| Account Schedule Payment Amount: | -- | -- | -- |
| Account Last Payment Amount Reported Received: | -- | -- | -- |
| Account Last Payment Date Reported: | 09/01/2022 | 09/01/2022 | 05/01/2022 |
| Last Verified: | 09/01/2022 | -- | -- |
| Date of Last Activity: | 09/01/2022 | 09/01/2022 | 05/01/2022 |
| Closed Date: | -- | -- | -- |
| Account Rating: | Open | Open | Open |
| Creditor Type: | Bank | All Banks | Miscellaneous Finance |
| Account Status: | Open | Open | Open |
| Payment Status: | Current | Current | Current |
| Creditor Remarks: | -- | -- | Secured credit card Fixed rate |
| Term Length: | -- | 1 | -- |
| Payment Frequency: | -- | -- | -- |
| Credit Limit: | -- | -- | -- |
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| Data Reporter Name | RENT SELF-REPORTED | ||
| Data Reporter Street Address | PO BOX 4500 | ||
| Data Reporter City & Zip | ALLEN 75013 | ||
| Data Reporter Telephone No. | 8558912743 | ||
| Data Reporter Identification No. | 2886940 | ||
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| Account Name #: | -- | DDGAUKDYALDOL34**** | -- |
| Account Cycle Identifier: | -- | -- | -- |
| Date Account Reported: | -- | 08/12/2022 | -- |
| Account Portfolio Type: | -- | Rental agreement | -- |
| Current Account Balance: | -- | -- | -- |
| Date of Current Account Balance: | -- | 08/01/2022 | -- |
| Date of Account Opening: | -- | -- | -- |
| Account Ownership Type: | -- | Individual | -- |
| Account Status Information: | -- | Open | -- |
| Date of Account Status Information: | -- | 08/01/2022 | -- |
| Account Type: | -- | Rental agreement | -- |
| Account Dispute Status: | -- | Account not disputed | -- |
| Account Condition: | -- | Open | -- |
| Account Highest Balance Reported: | -- | $2,105 | -- |
| Account Schedule Payment Amount: | -- | $2105 | -- |
| Account Last Payment Amount Reported Received: | -- | $2105 | -- |
| Account Last Payment Date Reported: | -- | 08/12/2022 | -- |
| Last Verified: | -- | -- | -- |
| Date of Last Activity: | -- | 08/01/2022 | -- |
| Closed Date: | -- | -- | -- |
| Account Rating: | -- | Open | -- |
| Creditor Type: | -- | Property Management | -- |
| Account Status: | -- | Open | -- |
| Payment Status: | -- | Current | -- |
| Creditor Remarks: | -- | -- | -- |
| Term Length: | -- | 1 | -- |
| Payment Frequency: | -- | -- | -- |
| Credit Limit: | -- | -- | -- |
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| Data Reporter Name | KIKOFF LENDING LLC | ||
| Data Reporter Street Address | 75 BROADWAY STE 226 | ||
| Data Reporter City & Zip | SAN FRANCISCO 94111 | ||
| Data Reporter Telephone No. | 4153614040 | ||
| Data Reporter Identification No. | 2919349 | ||
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| Account Name #: | -- | CSHRLE**** | CSHRLE**** |
| Account Cycle Identifier: | -- | -- | -- |
| Date Account Reported: | -- | 08/31/2022 | 08/01/2022 |
| Account Portfolio Type: | -- | Charge account | Charge account |
| Current Account Balance: | -- | $12 | $12 |
| Date of Current Account Balance: | -- | 08/01/2022 | 08/01/2022 |
| Date of Account Opening: | -- | 04/01/2021 | 04/01/2021 |
| Account Ownership Type: | -- | Individual | Individual |
| Account Status Information: | -- | Open | Open |
| Date of Account Status Information: | -- | 08/01/2022 | 08/01/2022 |
| Account Type: | -- | Charge account | Charge account |
| Account Dispute Status: | -- | Account not disputed | Account not disputed |
| Account Condition: | -- | Open | Open |
| Account Highest Balance Reported: | -- | $25 | -- |
| Account Schedule Payment Amount: | -- | $2 | $2 |
| Account Last Payment Amount Reported Received: | -- | $2 | $2 |
| Account Last Payment Date Reported: | -- | 07/29/2022 | 08/01/2022 |
| Last Verified: | -- | -- | -- |
| Date of Last Activity: | -- | 08/01/2022 | 08/01/2022 |
| Closed Date: | -- | -- | -- |
| Account Rating: | -- | Open | Open |
| Creditor Type: | -- | Personal Loan Companies | Personal Loan Companies |
| Account Status: | -- | Open | Open |
| Payment Status: | -- | Current | Current |
| Creditor Remarks: | -- | -- | Charge Amount in H/C column is credit limit |
| Term Length: | -- | -- | -- |
| Payment Frequency: | -- | -- | -- |
| Credit Limit: | -- | $500 | $500 |
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| Data Reporter Name | TELECOM SELF-REPORTED | ||
| Data Reporter Street Address | PO BOX 4500 | ||
| Data Reporter City & Zip | ALLEN 75013 | ||
| Data Reporter Telephone No. | 8558912743 | ||
| Data Reporter Identification No. | 2886930 | ||
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| Account Name #: | -- | AADHKSH281630DF**** | -- |
| Account Cycle Identifier: | -- | -- | -- |
| Date Account Reported: | -- | 09/16/2022 | -- |
| Account Portfolio Type: | -- | Unknown - credit extension, review, or collection | -- |
| Current Account Balance: | -- | $860 | -- |
| Date of Current Account Balance: | -- | 09/01/2022 | -- |
| Date of Account Opening: | -- | -- | -- |
| Account Ownership Type: | -- | Individual | -- |
| Account Status Information: | -- | Open | -- |
| Date of Account Status Information: | -- | 09/01/2022 | -- |
| Account Type: | -- | Unknown - credit extension, review, or collection | -- |
| Account Dispute Status: | -- | Account not disputed | -- |
| Account Condition: | -- | Open | -- |
| Account Highest Balance Reported: | -- | $860 | -- |
| Account Schedule Payment Amount: | -- | $860 | -- |
| Account Last Payment Amount Reported Received: | -- | $860 | -- |
| Account Last Payment Date Reported: | -- | 09/16/2022 | -- |
| Last Verified: | -- | -- | -- |
| Date of Last Activity: | -- | 09/01/2022 | -- |
| Closed Date: | -- | -- | -- |
| Account Rating: | -- | Open | -- |
| Creditor Type: | -- | Telephone Companies | -- |
| Account Status: | -- | Open | -- |
| Payment Status: | -- | Current | -- |
| Creditor Remarks: | -- | -- | -- |
| Term Length: | -- | 1 | -- |
| Payment Frequency: | -- | -- | -- |
| Credit Limit: | -- | -- | -- |
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| Closed Positive Accounts: |
Closed POSITIVE REAL ESTATE/MORTGAGE-related accounts |
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| Data Reporter Name | PACIFIC UNION FINANCIAL | ||
| Data Reporter Street Address | 350 HIGHLAND | ||
| Data Reporter City & Zip | HOUSTON 77067 | ||
| Data Reporter Telephone No. | 8884802432 | ||
| Data Reporter Identification No. | 02EEV001 | ||
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| Account Name #: | 873928729**** | 873928729**** | 873928729**** |
| Account Cycle Identifier: | Monthly (every month) | -- | -- |
| Date Account Reported: | 01/03/2019 | 01/03/2019 | 01/01/2019 |
| Account Portfolio Type: | FHA real estate mortgage | FHA real estate mortgage | Real estate mortgage |
| Current Account Balance: | -- | -- | -- |
| Date of Current Account Balance: | 01/03/2019 | 01/01/2019 | 12/01/2018 |
| Date of Account Opening: | 08/31/2018 | 08/01/2018 | 08/01/2018 |
| Account Ownership Type: | Individual | Individual | Individual |
| Account Status Information: | Transferred | Transferred | Transferred |
| Date of Account Status Information: | 01/03/2019 | 01/01/2019 | 12/01/2018 |
| Account Type: | FHA real estate mortgage | FHA real estate mortgage | Real estate mortgage |
| Account Dispute Status: | Account not disputed | Account not disputed | Account not disputed |
| Account Condition: | Transferred | Transferred | Transferred |
| Account Highest Balance Reported: | $310,025 | $310,025 | $310,025 |
| Account Schedule Payment Amount: | -- | -- | -- |
| Account Last Payment Amount Reported Received: | -- | -- | -- |
| Account Last Payment Date Reported: | 12/14/2018 | 12/14/2018 | 12/01/2018 |
| Last Verified: | 01/03/2019 | -- | -- |
| Date of Last Activity: | 01/03/2019 | 01/01/2019 | 12/01/2018 |
| Closed Date: | 01/03/2019 | -- | -- |
| Account Rating: | Transferred | Transferred | Transferred |
| Creditor Type: | Credit Union | Mortgage Companies - Finance | Mortgage Companies - Finance |
| Account Status: | Closed | Closed | Closed |
| Payment Status: | Current | Current | Current |
| Creditor Remarks: | -- | -- | Account transferred or sold Real Estate Mortgage |
| Term Length: | 360 | 360 | 360 |
| Payment Frequency: | Monthly (every month) | -- | -- |
| Credit Limit: | -- | -- | -- |
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| Data Reporter Name | FEDLOAN SERVICING | ||
| Data Reporter Street Address | POB 60610 | ||
| Data Reporter City & Zip | HARRISBURG 17106 | ||
| Data Reporter Telephone No. | 8006992908 | ||
| Data Reporter Identification No. | 02CN2006 | ||
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| Account Name #: | 87345034783**** | -- | 87345034783**** |
| Account Cycle Identifier: | -- | -- | -- |
| Date Account Reported: | 09/25/2015 | -- | 09/01/2015 |
| Account Portfolio Type: | Educational | -- | -- |
| Current Account Balance: | -- | -- | -- |
| Date of Current Account Balance: | 09/25/2015 | -- | 09/01/2015 |
| Date of Account Opening: | 08/26/2014 | -- | 08/01/2014 |
| Account Ownership Type: | Individual | -- | Individual |
| Account Status Information: | Refinanced | -- | Paid |
| Date of Account Status Information: | 09/25/2015 | -- | 09/01/2015 |
| Account Type: | Educational | -- | -- |
| Account Dispute Status: | Account not disputed | -- | Account not disputed |
| Account Condition: | Refinanced | -- | Paid |
| Account Highest Balance Reported: | $6,000 | -- | $6,000 |
| Account Schedule Payment Amount: | -- | -- | -- |
| Account Last Payment Amount Reported Received: | -- | -- | -- |
| Account Last Payment Date Reported: | 09/25/2015 | -- | 09/01/2015 |
| Last Verified: | 09/25/2015 | -- | -- |
| Date of Last Activity: | 09/25/2015 | -- | 09/01/2015 |
| Closed Date: | 09/25/2015 | -- | -- |
| Account Rating: | Refinanced | -- | Paid |
| Creditor Type: | Education/Employment | -- | Miscellaneous All Other |
| Account Status: | Closed | -- | Closed |
| Payment Status: | Current | -- | Current |
| Creditor Remarks: | -- | -- | Closed or paid account/zero balance Refinanced |
| Term Length: | -- | -- | -- |
| Payment Frequency: | -- | -- | -- |
| Credit Limit: | -- | -- | -- |
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| Data Reporter Name | BIGHTON RENT | ||
| Data Reporter Street Address | 14241 NE WOODINVILLE-DUVALL RD | ||
| Data Reporter City & Zip | WOODINVILLE 98072 | ||
| Data Reporter Telephone No. | 8674598345 | ||
| Data Reporter Identification No. | 09FCR453 | ||
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| Account Name #: | 87827162**** | -- | 87827162**** |
| Account Cycle Identifier: | Monthly (every month) | -- | -- |
| Date Account Reported: | 05/31/2022 | -- | 05/01/2022 |
| Account Portfolio Type: | Rental agreement | -- | Rental agreement |
| Current Account Balance: | -- | -- | -- |
| Date of Current Account Balance: | 05/31/2022 | -- | -- |
| Date of Account Opening: | 08/01/2021 | -- | 08/01/2021 |
| Account Ownership Type: | Individual | -- | Individual |
| Account Status Information: | Transferred | -- | Transferred |
| Date of Account Status Information: | 05/31/2022 | -- | -- |
| Account Type: | Rental agreement | -- | Rental agreement |
| Account Dispute Status: | Account not disputed | -- | Account not disputed |
| Account Condition: | Transferred | -- | Transferred |
| Account Highest Balance Reported: | $1,951 | -- | $1,951 |
| Account Schedule Payment Amount: | $1951 | -- | -- |
| Account Last Payment Amount Reported Received: | $1951 | -- | -- |
| Account Last Payment Date Reported: | 05/01/2022 | -- | -- |
| Last Verified: | 05/31/2022 | -- | -- |
| Date of Last Activity: | 05/31/2022 | -- | -- |
| Closed Date: | 05/31/2022 | -- | -- |
| Account Rating: | Transferred | -- | Transferred |
| Creditor Type: | Real Estate and Public Accommodations | -- | Miscellaneous Real Estate and Public Accomodations |
| Account Status: | Closed | -- | Closed |
| Payment Status: | Current | -- | Current |
| Creditor Remarks: | -- | -- | Account transferred or sold Rental agreement |
| Term Length: | 1 | -- | -- |
| Payment Frequency: | Monthly (every month) | -- | -- |
| Credit Limit: | -- | -- | -- |
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| Data Reporter Name | ACCEPTANCENOW | ||
| Data Reporter Street Address | 5501 HEADQUARTERS DRIVE | ||
| Data Reporter City & Zip | PLANO 75024 | ||
| Data Reporter Telephone No. | 8002752696 | ||
| Data Reporter Identification No. | 02E4W001 | ||
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| Account Name #: | 0450003456**** | R060100450003456**** | 100450003456**** |
| Account Cycle Identifier: | Monthly (every month) | -- | -- |
| Date Account Reported: | 03/28/2019 | 03/31/2019 | 11/01/2020 |
| Account Portfolio Type: | Rental agreement | Rental agreement | Rental agreement |
| Current Account Balance: | -- | -- | -- |
| Date of Current Account Balance: | 03/28/2019 | 03/01/2019 | 03/01/2019 |
| Date of Account Opening: | 11/23/2018 | 11/01/2018 | 11/01/2018 |
| Account Ownership Type: | Individual | Individual | Individual |
| Account Status Information: | Closed | Paid | Paid |
| Date of Account Status Information: | 03/28/2019 | 03/01/2019 | 03/01/2019 |
| Account Type: | Rental agreement | Rental agreement | Rental agreement |
| Account Dispute Status: | Account not disputed | Account not disputed | Account not disputed |
| Account Condition: | Closed | Paid | Paid |
| Account Highest Balance Reported: | $1,987 | $1,987 | $1,987 |
| Account Schedule Payment Amount: | -- | -- | -- |
| Account Last Payment Amount Reported Received: | -- | -- | -- |
| Account Last Payment Date Reported: | 03/28/2019 | 03/28/2019 | 03/01/2019 |
| Last Verified: | 03/28/2019 | -- | -- |
| Date of Last Activity: | 03/28/2019 | 03/01/2019 | 03/01/2019 |
| Closed Date: | 03/28/2019 | -- | -- |
| Account Rating: | Closed | Paid | Paid |
| Creditor Type: | Finance/Personal | Furniture Rentals/Leasing | Miscellaneous Home Furnishings |
| Account Status: | Closed | Closed | Closed |
| Payment Status: | Current | Current | Current |
| Creditor Remarks: | -- | -- | Closed or paid account/zero balance Rental agreement |
| Term Length: | 14 | 14 | 14 |
| Payment Frequency: | Monthly (every month) | -- | -- |
| Credit Limit: | -- | -- | -- |
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| Data Reporter Name | SELF FINANCIAL INC / LEA | ||
| Data Reporter Street Address | 901 E. 6TH STREET SUITE #400 | ||
| Data Reporter City & Zip | AUSTIN 78702 | ||
| Data Reporter Telephone No. | 8778830999 | ||
| Data Reporter Identification No. | 02ANW004 | ||
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| Account Name #: | 983459**** | 983459**** | 983459**** |
| Account Cycle Identifier: | -- | -- | -- |
| Date Account Reported: | 03/31/2021 | 03/31/2021 | 03/01/2021 |
| Account Portfolio Type: | Secured credit card | Credit line secured | -- |
| Current Account Balance: | -- | -- | -- |
| Date of Current Account Balance: | 02/26/2021 | 03/01/2021 | 02/01/2021 |
| Date of Account Opening: | 03/18/2020 | 03/01/2020 | 03/01/2020 |
| Account Ownership Type: | Individual | Individual | Individual |
| Account Status Information: | Paid | Paid | Paid |
| Date of Account Status Information: | 02/26/2021 | 03/01/2021 | 02/01/2021 |
| Account Type: | Secured credit card | Credit line secured | -- |
| Account Dispute Status: | Account not disputed | Account not disputed | Account not disputed |
| Account Condition: | Paid | Paid | Paid |
| Account Highest Balance Reported: | $424 | $465 | $425 |
| Account Schedule Payment Amount: | -- | -- | -- |
| Account Last Payment Amount Reported Received: | -- | -- | -- |
| Account Last Payment Date Reported: | 02/26/2021 | 02/26/2021 | 02/01/2021 |
| Last Verified: | 03/31/2021 | -- | -- |
| Date of Last Activity: | 02/26/2021 | 03/01/2021 | 02/01/2021 |
| Closed Date: | 03/02/2021 | -- | -- |
| Account Rating: | Paid | Paid | Paid |
| Creditor Type: | Finance/Personal | All Banks | All Banks |
| Account Status: | Closed | Closed | Closed |
| Payment Status: | Current | Current | Current |
| Creditor Remarks: | -- | -- | Account closed at consumer's request Closed or paid account/zero balance |
| Term Length: | -- | -- | -- |
| Payment Frequency: | -- | -- | -- |
| Credit Limit: | $425 | $425 | -- |
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| Data Reporter Name | WEBBANK/FRESHSTART | ||
| Data Reporter Street Address | 13300 PIONEER TRAIL | ||
| Data Reporter City & Zip | EDEN PRAIRIE 55347 | ||
| Data Reporter Telephone No. | 8667340342 | ||
| Data Reporter Identification No. | 02CSN003 | ||
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| Account Name #: | 65787362518**** | 65787362518**** | 65787362518**** |
| Account Cycle Identifier: | Monthly (every month) | -- | -- |
| Date Account Reported: | 06/29/2016 | 07/07/2016 | 11/01/2020 |
| Account Portfolio Type: | Installment sales contract | Installment sales contract | Installment sales contract |
| Current Account Balance: | -- | -- | -- |
| Date of Current Account Balance: | 06/29/2016 | 07/01/2016 | 06/01/2016 |
| Date of Account Opening: | 06/06/2016 | 06/01/2016 | 06/01/2016 |
| Account Ownership Type: | Individual | Individual | Individual |
| Account Status Information: | Closed | Paid | Paid |
| Date of Account Status Information: | 06/29/2016 | 07/01/2016 | 06/01/2016 |
| Account Type: | Installment sales contract | Installment sales contract | Installment sales contract |
| Account Dispute Status: | Account not disputed | Account not disputed | Account not disputed |
| Account Condition: | Closed | Paid | Paid |
| Account Highest Balance Reported: | $148 | -- | $148 |
| Account Schedule Payment Amount: | -- | -- | -- |
| Account Last Payment Amount Reported Received: | -- | -- | -- |
| Account Last Payment Date Reported: | 06/26/2016 | 06/26/2016 | 06/01/2016 |
| Last Verified: | 06/29/2016 | -- | -- |
| Date of Last Activity: | 06/29/2016 | 07/01/2016 | 06/01/2016 |
| Closed Date: | 06/29/2016 | -- | -- |
| Account Rating: | Closed | Paid | Paid |
| Creditor Type: | Department/Variety and Other Retail | Personal Loan Companies | Mail Order Firms |
| Account Status: | Closed | Closed | Closed |
| Payment Status: | Current | Current | Current |
| Creditor Remarks: | -- | -- | Closed or paid account/zero balance Installment sales contract |
| Term Length: | 6 | 6 | 6 |
| Payment Frequency: | Monthly (every month) | -- | -- |
| Credit Limit: | -- | -- | -- |
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| Open Negative Accounts: |
Open NEGATIVE STUDENT/EDUCATION LOAN DEROGATORY LATES-related accounts |
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| TransUnion | Experian | Equifax | |
|---|---|---|---|
| Data Reporter Name | AES/NCT | ||
| Data Reporter Street Address | POB 61047 | ||
| Data Reporter City, State, and Postal Zip Code | HARRISBURG , PA, 17106 | ||
| Data Reporter Telephone Number | 8002330557 | ||
| Data Reporter Identification Number | 0494T94D | ||
| Item's Subscriber Number | 0494T94D | 8997791 | 496FZ06166 |
| Activity Date | 05/31/2022 | 05/01/2022 | 03/01/2022 |
| Account Name Number: | 64864379283A0**** | 64864379283A0**** | 64864379283A0**** |
| Account Cycle Identifier: | Monthly (every month) | -- | -- |
| Date Account Reported: | 05/31/2022 | 05/31/2022 | 05/01/2022 |
| Portfolio Type (Account Type-Detail): | Educational | Educational | Educational |
| Account Type: | Educational | Educational | Educational |
| Account Current Balance: | $26319 | $26319 | $26319 |
| Date of Account Balance: | 05/31/2022 | 05/01/2022 | 03/01/2022 |
| Scheduled Monthly Payment Amount: | $291 | $291 | $291 |
| Account Terms Frequency: | Monthly (every month) | -- | -- |
| Account Terms Length: | 240 | 240 | -- |
| Credit Limit: | -- | -- | -- |
| Account Highest Credit: | $21,857 | $21,857 | $21,857 |
| Date of Last Payment: | 05/18/2022 | 05/18/2022 | 03/01/2022 |
| Amount of Last Payment Received: | $291 | $291 | $291 |
| Past Due Amount: | $830 | $830 | $830 |
| Account Condition: | Open | Open | Open |
| Account Credit Limit: | -- | -- | -- |
| Account High Balance/Original Balance: | $21,857 | $21,857 | $21,857 |
| Account's Date Opened: | 08/01/2007 | 08/01/2007 | 08/01/2007 |
| Account's Closed Date: | -- | -- | -- |
| Creditor Type: | Education/Employment | Student Loans | Miscellaneous Finance |
| Account Ownership Type: | Joint | Joint | Joint |
| Account Status: | Open | Open | Open |
| Account Status Information: | Open | Open | Open |
| Account Rating: | Open | Open | Open |
| Payment Status: | Late 90 Days | Late 90 Days | Late 90 Days |
| Payment Rating: | N/A | N/A | N/A |
| Date of Account Information: | 05/31/2022 | 05/01/2022 | 03/01/2022 |
| ECOA Code: | Open | Open | Open |
| Account Dispute Status: | Account not disputed | Account not disputed | Account disputed |
| Date Last Verified: | 05/31/2022 | -- | -- |
| Creditor Remarks: | -- | -- | Consumer disputes after resolution Student loan |
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| TransUnion | Experian | Equifax | |
|---|---|---|---|
| Data Reporter Name | US DEPT OF ED/GLELSI | ||
| Data Reporter Street Address | PO BOX 7860 | ||
| Data Reporter City, State, and Postal Zip Code | MADISON, WI, 53707 | ||
| Data Reporter Telephone Number | 8002364300 | ||
| Data Reporter Identification Number | 1132610 | ||
| Item's Subscriber Number | -- | 1132610 | 668FZ67126 |
| Activity Date | -- | 10/01/2016 | 08/01/2022 |
| Account Name Number: | -- | 1536287**** | 1536287**** |
| Account Cycle Identifier: | -- | -- | -- |
| Date Account Reported: | -- | 08/31/2022 | 08/01/2022 |
| Portfolio Type (Account Type-Detail): | -- | Educational | Educational |
| Account Type: | -- | Educational | Educational |
| Account Current Balance: | -- | $62491 | $62491 |
| Date of Account Balance: | -- | 10/01/2016 | 08/01/2022 |
| Scheduled Monthly Payment Amount: | -- | -- | -- |
| Account Terms Frequency: | -- | -- | -- |
| Account Terms Length: | -- | -- | -- |
| Credit Limit: | -- | -- | -- |
| Account Highest Credit: | -- | $47,496 | $47,496 |
| Date of Last Payment: | -- | 08/01/2022 | 08/01/2022 |
| Amount of Last Payment Received: | -- | -- | -- |
| Past Due Amount: | -- | -- | -- |
| Account Condition: | -- | Open | Open |
| Account Credit Limit: | -- | -- | -- |
| Account High Balance/Original Balance: | -- | $47,496 | $47,496 |
| Account's Date Opened: | -- | 09/01/2009 | 09/01/2009 |
| Account's Closed Date: | -- | -- | -- |
| Creditor Type: | -- | Student Loans | Miscellaneous Finance |
| Account Ownership Type: | -- | Individual | Individual |
| Account Status: | -- | Open | Open |
| Account Status Information: | -- | Open | Open |
| Account Rating: | -- | Open | Open |
| Payment Status: | -- | Current | Current |
| Payment Rating: | N/A | N/A | N/A |
| Date of Account Information: | -- | 10/01/2016 | 08/01/2022 |
| ECOA Code: | -- | Open | Open |
| Account Dispute Status: | -- | Account not disputed | Account disputed |
| Date Last Verified: | -- | -- | -- |
| Creditor Remarks: | -- | -- | Consumer disputes after resolution Student loan |
| Two-Year Payment History | |||||||||||||||||||||||||||||||||||||||||||||||||
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| TransUnion | Experian | Equifax | |
|---|---|---|---|
| Data Reporter Name | US DEPT OF EDUCATION/GLE | ||
| Data Reporter Street Address | 2401 INTERNATIONAL LANE POB 7859 | ||
| Data Reporter City, State, and Postal Zip Code | MADISON , WI, 53704 | ||
| Data Reporter Telephone Number | 8002364300 | ||
| Data Reporter Identification Number | 0368N4TP | ||
| Item's Subscriber Number | 0368N4TP | 1132610 | 668FZ65280 |
| Activity Date | 08/31/2022 | 09/01/2016 | 08/01/2022 |
| Account Name Number: | 8792749**** | 8792749**** | 8792749**** |
| Account Cycle Identifier: | -- | -- | -- |
| Date Account Reported: | 08/31/2022 | 08/31/2022 | 08/01/2022 |
| Portfolio Type (Account Type-Detail): | Educational | Educational | Educational |
| Account Type: | Educational | Educational | Educational |
| Account Current Balance: | $6935 | $6935 | $6935 |
| Date of Account Balance: | 08/31/2022 | 09/01/2016 | 08/01/2022 |
| Scheduled Monthly Payment Amount: | -- | -- | -- |
| Account Terms Frequency: | -- | -- | -- |
| Account Terms Length: | -- | -- | -- |
| Credit Limit: | -- | -- | -- |
| Account Highest Credit: | $4,897 | $4,897 | $4,897 |
| Date of Last Payment: | 08/01/2022 | 08/01/2022 | 08/01/2022 |
| Amount of Last Payment Received: | -- | -- | -- |
| Past Due Amount: | -- | -- | -- |
| Account Condition: | Open | Open | Open |
| Account Credit Limit: | -- | -- | -- |
| Account High Balance/Original Balance: | $4,897 | $4,897 | $4,897 |
| Account's Date Opened: | 12/17/2008 | 12/01/2008 | 12/01/2008 |
| Account's Closed Date: | -- | -- | -- |
| Creditor Type: | Education/Employment | Student Loans | Miscellaneous Finance |
| Account Ownership Type: | Individual | Individual | Individual |
| Account Status: | Open | Open | Open |
| Account Status Information: | Open | Open | Open |
| Account Rating: | Open | Open | Open |
| Payment Status: | Current | Current | Current |
| Payment Rating: | N/A | N/A | N/A |
| Date of Account Information: | 08/31/2022 | 09/01/2016 | 08/01/2022 |
| ECOA Code: | Open | Open | Open |
| Account Dispute Status: | Account not disputed | Account not disputed | Account not disputed |
| Date Last Verified: | 08/31/2022 | -- | -- |
| Creditor Remarks: | -- | -- | -- |
| Two-Year Payment History | |||||||||||||||||||||||||||||||||||||||||||||||||
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| TransUnion | Experian | Equifax | |
|---|---|---|---|
| Data Reporter Name | ALDOUS AND ASSOCIATES | ||
| Data Reporter Street Address | PO BOX 171374 | ||
| Data Reporter City, State, and Postal Zip Code | HOLLADAY , UT, 84117 | ||
| Data Reporter Telephone Number | 8012725281 | ||
| Data Reporter Identification Number | 02ELW001 | ||
| Item's Subscriber Number | 02ELW001 | -- | -- |
| Activity Date | 06/29/2022 | -- | -- |
| Account Name Number: | B763982**** | -- | -- |
| Account Cycle Identifier: | -- | -- | -- |
| Date Account Reported: | 06/29/2022 | -- | -- |
| Portfolio Type (Account Type-Detail): | -- | -- | -- |
| Account Type: | -- | -- | -- |
| Account Current Balance: | $509 | -- | -- |
| Date of Account Balance: | 06/29/2022 | -- | -- |
| Scheduled Monthly Payment Amount: | -- | -- | -- |
| Account Terms Frequency: | -- | -- | -- |
| Account Terms Length: | -- | -- | -- |
| Credit Limit: | -- | -- | -- |
| Account Highest Credit: | $391 | -- | -- |
| Date of Last Payment: | -- | -- | -- |
| Amount of Last Payment Received: | -- | -- | -- |
| Past Due Amount: | -- | -- | -- |
| Account Condition: | Derogatory | -- | -- |
| Account Credit Limit: | -- | -- | -- |
| Account High Balance/Original Balance: | $391 | -- | -- |
| Account's Date Opened: | 06/28/2021 | -- | -- |
| Account's Closed Date: | -- | -- | -- |
| Creditor Type: | Collection Services | -- | -- |
| Account Ownership Type: | Individual | -- | -- |
| Account Status: | Open | -- | -- |
| Account Status Information: | Derogatory | -- | -- |
| Account Rating: | Derogatory | -- | -- |
| Payment Status: | Collection/Chargeoff | -- | -- |
| Payment Rating: | N/A | N/A | N/A |
| Date of Account Information: | 06/29/2022 | -- | -- |
| ECOA Code: | Derogatory | -- | -- |
| Account Dispute Status: | Account not disputed | -- | -- |
| Date Last Verified: | 06/29/2022 | -- | -- |
| Creditor Remarks: | -- | -- | -- |
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| TransUnion | Experian | Equifax | |
|---|---|---|---|
| Data Reporter Name | ALDOUS AND ASSOCIATES | ||
| Data Reporter Street Address | PO BOX 171374 | ||
| Data Reporter City, State, and Postal Zip Code | HOLLADAY , UT, 84117 | ||
| Data Reporter Telephone Number | 8012725281 | ||
| Data Reporter Identification Number | 02ELW001 | ||
| Item's Subscriber Number | 02ELW001 | -- | -- |
| Activity Date | 06/29/2022 | -- | -- |
| Account Name Number: | B837402**** | -- | -- |
| Account Cycle Identifier: | -- | -- | -- |
| Date Account Reported: | 06/29/2022 | -- | -- |
| Portfolio Type (Account Type-Detail): | -- | -- | -- |
| Account Type: | -- | -- | -- |
| Account Current Balance: | $789 | -- | -- |
| Date of Account Balance: | 06/29/2022 | -- | -- |
| Scheduled Monthly Payment Amount: | -- | -- | -- |
| Account Terms Frequency: | -- | -- | -- |
| Account Terms Length: | -- | -- | -- |
| Credit Limit: | -- | -- | -- |
| Account Highest Credit: | $607 | -- | -- |
| Date of Last Payment: | -- | -- | -- |
| Amount of Last Payment Received: | -- | -- | -- |
| Past Due Amount: | -- | -- | -- |
| Account Condition: | Derogatory | -- | -- |
| Account Credit Limit: | -- | -- | -- |
| Account High Balance/Original Balance: | $607 | -- | -- |
| Account's Date Opened: | 09/20/2017 | -- | -- |
| Account's Closed Date: | -- | -- | -- |
| Creditor Type: | Collection Services | -- | -- |
| Account Ownership Type: | Individual | -- | -- |
| Account Status: | Open | -- | -- |
| Account Status Information: | Derogatory | -- | -- |
| Account Rating: | Derogatory | -- | -- |
| Payment Status: | Collection/Chargeoff | -- | -- |
| Payment Rating: | N/A | N/A | N/A |
| Date of Account Information: | 06/29/2022 | -- | -- |
| ECOA Code: | Derogatory | -- | -- |
| Account Dispute Status: | Account not disputed | -- | -- |
| Date Last Verified: | 06/29/2022 | -- | -- |
| Creditor Remarks: | -- | -- | -- |
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| TransUnion | Experian | Equifax | |
|---|---|---|---|
| Data Reporter Name | ALDOUS AND ASSOCIATES | ||
| Data Reporter Street Address | PO BOX 171374 | ||
| Data Reporter City, State, and Postal Zip Code | HOLLADAY , UT, 84117 | ||
| Data Reporter Telephone Number | 8012725281 | ||
| Data Reporter Identification Number | 02ELW001 | ||
| Item's Subscriber Number | 02ELW001 | -- | -- |
| Activity Date | 06/29/2022 | -- | -- |
| Account Name Number: | D857972**** | -- | -- |
| Account Cycle Identifier: | -- | -- | -- |
| Date Account Reported: | 06/29/2022 | -- | -- |
| Portfolio Type (Account Type-Detail): | -- | -- | -- |
| Account Type: | -- | -- | -- |
| Account Current Balance: | $1787 | -- | -- |
| Date of Account Balance: | 06/29/2022 | -- | -- |
| Scheduled Monthly Payment Amount: | -- | -- | -- |
| Account Terms Frequency: | -- | -- | -- |
| Account Terms Length: | -- | -- | -- |
| Credit Limit: | -- | -- | -- |
| Account Highest Credit: | $1,375 | -- | -- |
| Date of Last Payment: | -- | -- | -- |
| Amount of Last Payment Received: | -- | -- | -- |
| Past Due Amount: | -- | -- | -- |
| Account Condition: | Derogatory | -- | -- |
| Account Credit Limit: | -- | -- | -- |
| Account High Balance/Original Balance: | $1,375 | -- | -- |
| Account's Date Opened: | 09/20/2017 | -- | -- |
| Account's Closed Date: | -- | -- | -- |
| Creditor Type: | Collection Services | -- | -- |
| Account Ownership Type: | Individual | -- | -- |
| Account Status: | Open | -- | -- |
| Account Status Information: | Derogatory | -- | -- |
| Account Rating: | Derogatory | -- | -- |
| Payment Status: | Collection/Chargeoff | -- | -- |
| Payment Rating: | N/A | N/A | N/A |
| Date of Account Information: | 06/29/2022 | -- | -- |
| ECOA Code: | Derogatory | -- | -- |
| Account Dispute Status: | Account not disputed | -- | -- |
| Date Last Verified: | 06/29/2022 | -- | -- |
| Creditor Remarks: | -- | -- | -- |
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| TransUnion | Experian | Equifax | |
|---|---|---|---|
| Data Reporter Name | TOMOCREDIT INC | ||
| Data Reporter Street Address | 535 MISSION ST FL 14 | ||
| Data Reporter City, State, and Postal Zip Code | SAN FRANCISCO, CA, 94105 | ||
| Data Reporter Telephone Number | 2028581034 | ||
| Data Reporter Identification Number | 2925066 | ||
| Item's Subscriber Number | -- | 2925066 | 163FZ06207 |
| Activity Date | -- | 11/01/2021 | 09/01/2021 |
| Account Name Number: | -- | 83472936293**** | 83472936293**** |
| Account Cycle Identifier: | -- | -- | -- |
| Date Account Reported: | -- | 12/06/2021 | 03/01/2022 |
| Portfolio Type (Account Type-Detail): | -- | Credit Card | -- |
| Account Type: | -- | Credit Card | -- |
| Account Current Balance: | -- | $1444 | $1444 |
| Date of Account Balance: | -- | 11/01/2021 | 09/01/2021 |
| Scheduled Monthly Payment Amount: | -- | -- | -- |
| Account Terms Frequency: | -- | -- | -- |
| Account Terms Length: | -- | -- | -- |
| Credit Limit: | -- | $2,000 | $2,000 |
| Account Highest Credit: | -- | $1,560 | -- |
| Date of Last Payment: | -- | 08/15/2021 | 09/01/2021 |
| Amount of Last Payment Received: | -- | -- | -- |
| Past Due Amount: | -- | $1444 | $1444 |
| Account Condition: | -- | Open | Open |
| Account Credit Limit: | -- | $2,000 | $2,000 |
| Account High Balance/Original Balance: | -- | $1,560 | -- |
| Account's Date Opened: | -- | 02/01/2021 | 02/01/2021 |
| Account's Closed Date: | -- | -- | -- |
| Creditor Type: | -- | Credit Card - Finance Company | Miscellaneous Finance |
| Account Ownership Type: | -- | Individual | Individual |
| Account Status: | -- | Open | Open |
| Account Status Information: | -- | Open | Open |
| Account Rating: | -- | Open | Open |
| Payment Status: | -- | Late 60 Days | Late 60 Days |
| Payment Rating: | N/A | N/A | N/A |
| Date of Account Information: | -- | 11/01/2021 | 09/01/2021 |
| ECOA Code: | -- | Open | Open |
| Account Dispute Status: | -- | Account not disputed | Account not disputed |
| Date Last Verified: | -- | -- | -- |
| Creditor Remarks: | -- | -- | -- |
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| Closed Negative Accounts: |
Closed NEGATIVE REAL ESTATE/MORTGAGE CHARGEOFF/COLLECTION-related accounts |
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| TransUnion | Experian | Equifax | |
|---|---|---|---|
| Data Reporter Name | FREEDOM MORTGAGE | ||
| Data Reporter Street Address | P.O. BOX 50485 | ||
| Data Reporter City, State, and Postal Zip Code | INDIANAPOLIS , IN, 46250 | ||
| Data Reporter Telephone Number | 8663692012 | ||
| Data Reporter Identification Number | 02C82001 | ||
| Item's Subscriber Number | 02C82001 | 2344320 | 151FM75920 |
| Activity Date | 04/27/2022 | 04/01/2022 | 04/01/2022 |
| Account Name Number: | 837649**** | 837649**** | 837649**** |
| Account Cycle Identifier: | Monthly (every month) | -- | -- |
| Date Account Reported: | 04/27/2022 | 04/27/2022 | 04/01/2022 |
| Portfolio Type (Account Type-Detail): | FHA real estate mortgage | FHA real estate mortgage | Real estate mortgage |
| Account Type: | FHA real estate mortgage | FHA real estate mortgage | Real estate mortgage |
| Account Current Balance: | -- | -- | -- |
| Date of Account Balance: | 04/27/2022 | 04/01/2022 | 04/01/2022 |
| Scheduled Monthly Payment Amount: | -- | -- | -- |
| Account Terms Frequency: | Monthly (every month) | -- | -- |
| Account Terms Length: | 360 | 360 | 360 |
| Credit Limit: | -- | -- | -- |
| Account Highest Credit: | $310,025 | $310,025 | $310,025 |
| Date of Last Payment: | 04/27/2022 | 04/27/2022 | 04/01/2022 |
| Amount of Last Payment Received: | -- | -- | -- |
| Past Due Amount: | -- | -- | -- |
| Account Condition: | Derogatory | Derogatory | Derogatory |
| Account Credit Limit: | -- | -- | -- |
| Account High Balance/Original Balance: | $310,025 | $310,025 | $310,025 |
| Account's Date Opened: | 08/31/2018 | 08/01/2018 | 08/01/2018 |
| Account's Closed Date: | 04/27/2022 | -- | -- |
| Creditor Type: | Finance/Personal | Mortgage Companies - Finance | Mortgage Companies - Finance |
| Account Ownership Type: | Individual | Individual | Individual |
| Account Status: | Closed | Closed | Closed |
| Account Status Information: | Derogatory | Derogatory | Derogatory |
| Account Rating: | Derogatory | Derogatory | Derogatory |
| Payment Status: | Collection/Chargeoff | Current | Current |
| Payment Rating: | N/A | N/A | N/A |
| Date of Account Information: | 04/27/2022 | 04/01/2022 | 04/01/2022 |
| ECOA Code: | Derogatory | Derogatory | Derogatory |
| Account Dispute Status: | Account not disputed | Account not disputed | Account not disputed |
| Date Last Verified: | 04/27/2022 | -- | -- |
| Creditor Remarks: | -- | -- | Closed or paid account/zero balance Real Estate Mortgage |
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Closed NEGATIVE AUTO/VEHICLE CHARGEOFF/COLLECTION-related accounts |
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| TransUnion | Experian | Equifax | |
|---|---|---|---|
| Data Reporter Name | ALLY FINANCIAL | ||
| Data Reporter Street Address | 200 RENAISSANCE CTR # B0 | ||
| Data Reporter City, State, and Postal Zip Code | DETROIT, MI, 48243 | ||
| Data Reporter Telephone Number | 8002004622 | ||
| Data Reporter Identification Number | 1918788 | ||
| Item's Subscriber Number | -- | 1918788 | -- |
| Activity Date | -- | 05/01/2017 | -- |
| Account Name Number: | -- | 8472947297**** | -- |
| Account Cycle Identifier: | -- | -- | -- |
| Date Account Reported: | -- | 05/06/2017 | -- |
| Portfolio Type (Account Type-Detail): | -- | Auto Loan | -- |
| Account Type: | -- | Auto Loan | -- |
| Account Current Balance: | -- | -- | -- |
| Date of Account Balance: | -- | 05/01/2017 | -- |
| Scheduled Monthly Payment Amount: | -- | -- | -- |
| Account Terms Frequency: | -- | -- | -- |
| Account Terms Length: | -- | 75 | -- |
| Credit Limit: | -- | -- | -- |
| Account Highest Credit: | -- | $30,180 | -- |
| Date of Last Payment: | -- | -- | -- |
| Amount of Last Payment Received: | -- | -- | -- |
| Past Due Amount: | -- | -- | -- |
| Account Condition: | -- | Derogatory | -- |
| Account Credit Limit: | -- | -- | -- |
| Account High Balance/Original Balance: | -- | $30,180 | -- |
| Account's Date Opened: | -- | 02/01/2015 | -- |
| Account's Closed Date: | -- | -- | -- |
| Creditor Type: | -- | Auto Financing | -- |
| Account Ownership Type: | -- | Joint | -- |
| Account Status: | -- | Closed | -- |
| Account Status Information: | -- | Derogatory | -- |
| Account Rating: | -- | Derogatory | -- |
| Payment Status: | -- | Collection/Chargeoff | -- |
| Payment Rating: | N/A | N/A | N/A |
| Date of Account Information: | -- | 05/01/2017 | -- |
| ECOA Code: | -- | Derogatory | -- |
| Account Dispute Status: | -- | Account not disputed | -- |
| Date Last Verified: | -- | -- | -- |
| Creditor Remarks: | -- | Subscriber reports dispute resolved - consumer disagrees. Unpaid balance reported as a loss by credit grantor. Debt included in or discharged through Bankruptcy Chapter 7,11, or 12. |
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Closed NEGATIVE AUTO/VEHICLE CHARGEOFF/COLLECTION-related accounts |
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| TransUnion | Experian | Equifax | |
|---|---|---|---|
| Data Reporter Name | CONSUMER PORTFOLIO SVC | ||
| Data Reporter Street Address | PO BOX 57071 | ||
| Data Reporter City, State, and Postal Zip Code | IRVINE, CA, 92619 | ||
| Data Reporter Telephone Number | BYMAILONLY | ||
| Data Reporter Identification Number | 0600631 | ||
| Item's Subscriber Number | -- | 0600631 | -- |
| Activity Date | -- | 11/01/2021 | -- |
| Account Name Number: | -- | 74639472**** | -- |
| Account Cycle Identifier: | -- | -- | -- |
| Date Account Reported: | -- | 11/10/2021 | -- |
| Portfolio Type (Account Type-Detail): | -- | Auto Loan | -- |
| Account Type: | -- | Auto Loan | -- |
| Account Current Balance: | -- | -- | -- |
| Date of Account Balance: | -- | 11/01/2021 | -- |
| Scheduled Monthly Payment Amount: | -- | -- | -- |
| Account Terms Frequency: | -- | -- | -- |
| Account Terms Length: | -- | 72 | -- |
| Credit Limit: | -- | -- | -- |
| Account Highest Credit: | -- | $24,118 | -- |
| Date of Last Payment: | -- | 04/13/2018 | -- |
| Amount of Last Payment Received: | -- | -- | -- |
| Past Due Amount: | -- | -- | -- |
| Account Condition: | -- | Derogatory | -- |
| Account Credit Limit: | -- | -- | -- |
| Account High Balance/Original Balance: | -- | $24,118 | -- |
| Account's Date Opened: | -- | 02/01/2018 | -- |
| Account's Closed Date: | -- | -- | -- |
| Creditor Type: | -- | Auto Financing | -- |
| Account Ownership Type: | -- | Individual | -- |
| Account Status: | -- | Closed | -- |
| Account Status Information: | -- | Derogatory | -- |
| Account Rating: | -- | Derogatory | -- |
| Payment Status: | -- | Collection/Chargeoff | -- |
| Payment Rating: | N/A | N/A | N/A |
| Date of Account Information: | -- | 11/01/2021 | -- |
| ECOA Code: | -- | Derogatory | -- |
| Account Dispute Status: | -- | Account not disputed | -- |
| Date Last Verified: | -- | -- | -- |
| Creditor Remarks: | -- | Purchased by a another lender. Unpaid balance reported as a loss by credit grantor. |
-- |
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Closed NEGATIVE Other/Unknown Accounts CHARGEOFF/COLLECTION-related accounts |
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| TransUnion | Experian | Equifax | |
|---|---|---|---|
| Data Reporter Name | PROCOLLECT,INC | ||
| Data Reporter Street Address | 12170 ABRAMS RD STE 100 | ||
| Data Reporter City, State, and Postal Zip Code | DALLAS, TX, 75243 | ||
| Data Reporter Telephone Number | 2143417788 | ||
| Data Reporter Identification Number | 2980920 | ||
| Item's Subscriber Number | -- | 2980920 | 682YC10122 |
| Activity Date | -- | 05/01/2019 | 06/01/2022 |
| Account Name Number: | -- | 86730900382613**** | 86730900382613**** |
| Account Cycle Identifier: | -- | -- | -- |
| Date Account Reported: | -- | 06/20/2022 | 06/01/2022 |
| Portfolio Type (Account Type-Detail): | -- | -- | -- |
| Account Type: | -- | -- | -- |
| Account Current Balance: | -- | $2000 | $2000 |
| Date of Account Balance: | -- | 05/01/2019 | 06/01/2022 |
| Scheduled Monthly Payment Amount: | -- | -- | -- |
| Account Terms Frequency: | -- | -- | -- |
| Account Terms Length: | -- | -- | -- |
| Credit Limit: | -- | -- | -- |
| Account Highest Credit: | -- | $2,000 | $2,000 |
| Date of Last Payment: | -- | -- | -- |
| Amount of Last Payment Received: | -- | -- | -- |
| Past Due Amount: | -- | -- | -- |
| Account Condition: | -- | Derogatory | Derogatory |
| Account Credit Limit: | -- | -- | -- |
| Account High Balance/Original Balance: | -- | $2,000 | $2,000 |
| Account's Date Opened: | -- | 05/01/2019 | 05/01/2019 |
| Account's Closed Date: | -- | -- | -- |
| Creditor Type: | -- | Other Collection Agencies | Other Collection Agencies |
| Account Ownership Type: | -- | Individual | Individual |
| Account Status: | -- | Closed | Closed |
| Account Status Information: | -- | Derogatory | Derogatory |
| Account Rating: | -- | Derogatory | Derogatory |
| Payment Status: | -- | Collection/Chargeoff | Collection/Chargeoff |
| Payment Rating: | N/A | N/A | N/A |
| Date of Account Information: | -- | 05/01/2019 | 06/01/2022 |
| ECOA Code: | -- | Derogatory | Derogatory |
| Account Dispute Status: | -- | Account not disputed | Account disputed |
| Date Last Verified: | -- | -- | -- |
| Creditor Remarks: | -- | -- | Consumer disputes this account information Collection account Subject has not satisfied debt. |
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| TransUnion | Experian | Equifax | |
|---|---|---|---|
| Data Reporter Name | CONVERGENT OUTSOURCING | ||
| Data Reporter Street Address | 800 SW 39TH ST | ||
| Data Reporter City, State, and Postal Zip Code | RENTON, WA, 98057 | ||
| Data Reporter Telephone Number | 8888712279 | ||
| Data Reporter Identification Number | 0980304 | ||
| Item's Subscriber Number | -- | 0980304 | 701YC00488 |
| Activity Date | -- | 03/01/2022 | 06/01/2022 |
| Account Name Number: | -- | 8982**** | 8982**** |
| Account Cycle Identifier: | -- | -- | -- |
| Date Account Reported: | -- | 06/04/2022 | 06/01/2022 |
| Portfolio Type (Account Type-Detail): | -- | -- | -- |
| Account Type: | -- | -- | -- |
| Account Current Balance: | -- | $1200 | $1200 |
| Date of Account Balance: | -- | 03/01/2022 | 06/01/2022 |
| Scheduled Monthly Payment Amount: | -- | -- | -- |
| Account Terms Frequency: | -- | -- | -- |
| Account Terms Length: | -- | -- | -- |
| Credit Limit: | -- | -- | -- |
| Account Highest Credit: | -- | $1,200 | $1,200 |
| Date of Last Payment: | -- | -- | -- |
| Amount of Last Payment Received: | -- | -- | -- |
| Past Due Amount: | -- | -- | -- |
| Account Condition: | -- | Derogatory | Derogatory |
| Account Credit Limit: | -- | -- | -- |
| Account High Balance/Original Balance: | -- | $1,200 | $1,200 |
| Account's Date Opened: | -- | 03/01/2022 | 03/01/2022 |
| Account's Closed Date: | -- | -- | -- |
| Creditor Type: | -- | Other Collection Agencies | Other Collection Agencies |
| Account Ownership Type: | -- | Individual | Individual |
| Account Status: | -- | Closed | Closed |
| Account Status Information: | -- | Derogatory | Derogatory |
| Account Rating: | -- | Derogatory | Derogatory |
| Payment Status: | -- | Collection/Chargeoff | Collection/Chargeoff |
| Payment Rating: | N/A | N/A | N/A |
| Date of Account Information: | -- | 03/01/2022 | 06/01/2022 |
| ECOA Code: | -- | Derogatory | Derogatory |
| Account Dispute Status: | -- | Account not disputed | Account not disputed |
| Date Last Verified: | -- | -- | -- |
| Creditor Remarks: | -- | -- | -- |
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| TransUnion | Experian | Equifax | |
|---|---|---|---|
| Data Reporter Name | CAPITAL ONE | ||
| Data Reporter Street Address | PO BOX 31293 | ||
| Data Reporter City, State, and Postal Zip Code | SALT LAKE CITY , UT, 84131 | ||
| Data Reporter Telephone Number | 8009557070 | ||
| Data Reporter Identification Number | 01DTV001 | ||
| Item's Subscriber Number | 01DTV001 | 1270246 | -- |
| Activity Date | 11/18/2020 | 01/01/2022 | -- |
| Account Name Number: | 67392649**** | 67392649**** | -- |
| Account Cycle Identifier: | -- | -- | -- |
| Date Account Reported: | 09/13/2022 | 09/13/2022 | -- |
| Portfolio Type (Account Type-Detail): | Credit Card | Credit Card | -- |
| Account Type: | Credit Card | Credit Card | -- |
| Account Current Balance: | $374 | $374 | -- |
| Date of Account Balance: | 11/18/2020 | 01/01/2022 | -- |
| Scheduled Monthly Payment Amount: | -- | -- | -- |
| Account Terms Frequency: | -- | -- | -- |
| Account Terms Length: | -- | -- | -- |
| Credit Limit: | $524 | $524 | -- |
| Account Highest Credit: | $596 | -- | -- |
| Date of Last Payment: | 11/19/2020 | 11/19/2020 | -- |
| Amount of Last Payment Received: | -- | -- | -- |
| Past Due Amount: | $374 | $374 | -- |
| Account Condition: | Derogatory | Derogatory | -- |
| Account Credit Limit: | $524 | $524 | -- |
| Account High Balance/Original Balance: | $596 | -- | -- |
| Account's Date Opened: | 01/23/2020 | 01/01/2020 | -- |
| Account's Closed Date: | 11/18/2020 | -- | -- |
| Creditor Type: | Bank | Bank Credit Cards | -- |
| Account Ownership Type: | Individual | Individual | -- |
| Account Status: | Closed | Closed | -- |
| Account Status Information: | Derogatory | Derogatory | -- |
| Account Rating: | Derogatory | Derogatory | -- |
| Payment Status: | Collection/Chargeoff | Collection/Chargeoff | -- |
| Payment Rating: | N/A | N/A | N/A |
| Date of Account Information: | 11/18/2020 | 01/01/2022 | -- |
| ECOA Code: | Derogatory | Derogatory | -- |
| Account Dispute Status: | Account not disputed | Account not disputed | -- |
| Date Last Verified: | 09/13/2022 | -- | -- |
| Creditor Remarks: |
Charged off as bad debt Dispute resolved; reported by grantor |
Account was in dispute - now resolved - reported by subscriber. Unpaid balance reported as a loss by the credit grantor. |
-- |
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Closed NEGATIVE Other/Unknown Accounts CHARGEOFF/COLLECTION-related accounts |
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| TransUnion | Experian | Equifax | |
|---|---|---|---|
| Data Reporter Name | CITICARDS CBNA | ||
| Data Reporter Street Address | PO BOX 6241 | ||
| Data Reporter City, State, and Postal Zip Code | SIOUX FALLS, SD, 57117 | ||
| Data Reporter Telephone Number | 8009505114 | ||
| Data Reporter Identification Number | 1240000 | ||
| Item's Subscriber Number | -- | 1240000 | -- |
| Activity Date | -- | 05/01/2017 | -- |
| Account Name Number: | -- | 763528629**** | -- |
| Account Cycle Identifier: | -- | -- | -- |
| Date Account Reported: | -- | 05/06/2017 | -- |
| Portfolio Type (Account Type-Detail): | -- | Credit line secured | -- |
| Account Type: | -- | Credit line secured | -- |
| Account Current Balance: | -- | -- | -- |
| Date of Account Balance: | -- | 05/01/2017 | -- |
| Scheduled Monthly Payment Amount: | -- | -- | -- |
| Account Terms Frequency: | -- | -- | -- |
| Account Terms Length: | -- | -- | -- |
| Credit Limit: | -- | $200 | -- |
| Account Highest Credit: | -- | $175 | -- |
| Date of Last Payment: | -- | -- | -- |
| Amount of Last Payment Received: | -- | -- | -- |
| Past Due Amount: | -- | -- | -- |
| Account Condition: | -- | Derogatory | -- |
| Account Credit Limit: | -- | $200 | -- |
| Account High Balance/Original Balance: | -- | $175 | -- |
| Account's Date Opened: | -- | 04/01/2017 | -- |
| Account's Closed Date: | -- | -- | -- |
| Creditor Type: | -- | Bank Credit Cards | -- |
| Account Ownership Type: | -- | Individual | -- |
| Account Status: | -- | Closed | -- |
| Account Status Information: | -- | Derogatory | -- |
| Account Rating: | -- | Derogatory | -- |
| Payment Status: | -- | Collection/Chargeoff | -- |
| Payment Rating: | N/A | N/A | N/A |
| Date of Account Information: | -- | 05/01/2017 | -- |
| ECOA Code: | -- | Derogatory | -- |
| Account Dispute Status: | -- | Account not disputed | -- |
| Date Last Verified: | -- | -- | -- |
| Creditor Remarks: | -- | Subscriber reports dispute resolved - consumer disagrees. Unpaid balance reported as a loss by credit grantor. Debt included in or discharged through Bankruptcy Chapter 7,11, or 12. |
-- |
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| TransUnion | Experian | Equifax | |
|---|---|---|---|
| Data Reporter Name | ACCEPTANCE NOW | ||
| Data Reporter Street Address | 5501 HEADQUARTERS DR | ||
| Data Reporter City, State, and Postal Zip Code | PLANO, TX, 75024 | ||
| Data Reporter Telephone Number | 8886722411 | ||
| Data Reporter Identification Number | 9306706 | ||
| Item's Subscriber Number | -- | 9306706 | -- |
| Activity Date | -- | 10/01/2019 | -- |
| Account Name Number: | -- | 8437293009473**** | -- |
| Account Cycle Identifier: | -- | -- | -- |
| Date Account Reported: | -- | 06/22/2021 | -- |
| Portfolio Type (Account Type-Detail): | -- | Rental agreement | -- |
| Account Type: | -- | Rental agreement | -- |
| Account Current Balance: | -- | $6098 | -- |
| Date of Account Balance: | -- | 10/01/2019 | -- |
| Scheduled Monthly Payment Amount: | -- | -- | -- |
| Account Terms Frequency: | -- | -- | -- |
| Account Terms Length: | -- | 21 | -- |
| Credit Limit: | -- | -- | -- |
| Account Highest Credit: | -- | $6,110 | -- |
| Date of Last Payment: | -- | 03/28/2019 | -- |
| Amount of Last Payment Received: | -- | -- | -- |
| Past Due Amount: | -- | -- | -- |
| Account Condition: | -- | Derogatory | -- |
| Account Credit Limit: | -- | -- | -- |
| Account High Balance/Original Balance: | -- | $6,110 | -- |
| Account's Date Opened: | -- | 03/01/2019 | -- |
| Account's Closed Date: | -- | -- | -- |
| Creditor Type: | -- | Furniture Rentals/Leasing | -- |
| Account Ownership Type: | -- | Individual | -- |
| Account Status: | -- | Closed | -- |
| Account Status Information: | -- | Derogatory | -- |
| Account Rating: | -- | Derogatory | -- |
| Payment Status: | -- | Collection/Chargeoff | -- |
| Payment Rating: | N/A | N/A | N/A |
| Date of Account Information: | -- | 10/01/2019 | -- |
| ECOA Code: | -- | Derogatory | -- |
| Account Dispute Status: | -- | Account not disputed | -- |
| Date Last Verified: | -- | -- | -- |
| Creditor Remarks: | -- | -- | -- |
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| TransUnion | Experian | Equifax | |
|---|---|---|---|
| Data Reporter Name | A+ LOANS | ||
| Data Reporter Street Address | 1352 LAKEWOOD AVE SE | ||
| Data Reporter City, State, and Postal Zip Code | ATLANTA, GA, 30315 | ||
| Data Reporter Telephone Number | 6787209006 | ||
| Data Reporter Identification Number | 1689430 | ||
| Item's Subscriber Number | -- | 1689430 | -- |
| Activity Date | -- | 09/01/2020 | -- |
| Account Name Number: | -- | 9880000000393**** | -- |
| Account Cycle Identifier: | -- | -- | -- |
| Date Account Reported: | -- | 08/31/2022 | -- |
| Portfolio Type (Account Type-Detail): | -- | Note loan | -- |
| Account Type: | -- | Note loan | -- |
| Account Current Balance: | -- | $444 | -- |
| Date of Account Balance: | -- | 09/01/2020 | -- |
| Scheduled Monthly Payment Amount: | -- | -- | -- |
| Account Terms Frequency: | -- | -- | -- |
| Account Terms Length: | -- | 1 | -- |
| Credit Limit: | -- | -- | -- |
| Account Highest Credit: | -- | $332 | -- |
| Date of Last Payment: | -- | 05/30/2019 | -- |
| Amount of Last Payment Received: | -- | -- | -- |
| Past Due Amount: | -- | $340 | -- |
| Account Condition: | -- | Derogatory | -- |
| Account Credit Limit: | -- | -- | -- |
| Account High Balance/Original Balance: | -- | $332 | -- |
| Account's Date Opened: | -- | 02/01/2019 | -- |
| Account's Closed Date: | -- | -- | -- |
| Creditor Type: | -- | Personal Loan Companies | -- |
| Account Ownership Type: | -- | Individual | -- |
| Account Status: | -- | Closed | -- |
| Account Status Information: | -- | Derogatory | -- |
| Account Rating: | -- | Derogatory | -- |
| Payment Status: | -- | Collection/Chargeoff | -- |
| Payment Rating: | N/A | N/A | N/A |
| Date of Account Information: | -- | 09/01/2020 | -- |
| ECOA Code: | -- | Derogatory | -- |
| Account Dispute Status: | -- | Account not disputed | -- |
| Date Last Verified: | -- | -- | -- |
| Creditor Remarks: | -- | -- | -- |
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Closed NEGATIVE Other/Unknown Accounts CHARGEOFF/COLLECTION-related accounts |
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| TransUnion | Experian | Equifax | |
|---|---|---|---|
| Data Reporter Name | GREEN DOT BANK | ||
| Data Reporter Street Address | PO BOX 5100 | ||
| Data Reporter City, State, and Postal Zip Code | PASADENA, CA, 91117 | ||
| Data Reporter Telephone Number | 6094540337 | ||
| Data Reporter Identification Number | 1453090 | ||
| Item's Subscriber Number | -- | 1453090 | -- |
| Activity Date | -- | 06/01/2022 | -- |
| Account Name Number: | -- | 854327193020**** | -- |
| Account Cycle Identifier: | -- | -- | -- |
| Date Account Reported: | -- | 09/13/2022 | -- |
| Portfolio Type (Account Type-Detail): | -- | Credit line secured | -- |
| Account Type: | -- | Credit line secured | -- |
| Account Current Balance: | -- | $106 | -- |
| Date of Account Balance: | -- | 06/01/2022 | -- |
| Scheduled Monthly Payment Amount: | -- | -- | -- |
| Account Terms Frequency: | -- | -- | -- |
| Account Terms Length: | -- | -- | -- |
| Credit Limit: | -- | $1,000 | -- |
| Account Highest Credit: | -- | -- | -- |
| Date of Last Payment: | -- | 10/02/2016 | -- |
| Amount of Last Payment Received: | -- | -- | -- |
| Past Due Amount: | -- | $106 | -- |
| Account Condition: | -- | Derogatory | -- |
| Account Credit Limit: | -- | $1,000 | -- |
| Account High Balance/Original Balance: | -- | -- | -- |
| Account's Date Opened: | -- | 08/01/2016 | -- |
| Account's Closed Date: | -- | -- | -- |
| Creditor Type: | -- | Bank Credit Cards | -- |
| Account Ownership Type: | -- | Individual | -- |
| Account Status: | -- | Closed | -- |
| Account Status Information: | -- | Derogatory | -- |
| Account Rating: | -- | Derogatory | -- |
| Payment Status: | -- | Collection/Chargeoff | -- |
| Payment Rating: | N/A | N/A | N/A |
| Date of Account Information: | -- | 06/01/2022 | -- |
| ECOA Code: | -- | Derogatory | -- |
| Account Dispute Status: | -- | Account not disputed | -- |
| Date Last Verified: | -- | -- | -- |
| Creditor Remarks: | -- | -- | -- |
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Closed NEGATIVE Other/Unknown Accounts CHARGEOFF/COLLECTION-related accounts |
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| TransUnion | Experian | Equifax | |
|---|---|---|---|
| Data Reporter Name | WEBBANK/FINGERHUT | ||
| Data Reporter Street Address | 6250 RIDGEWOOD RD | ||
| Data Reporter City, State, and Postal Zip Code | SAINT CLOUD, MN, 56303 | ||
| Data Reporter Telephone Number | |||
| Data Reporter Identification Number | 2244970 | ||
| Item's Subscriber Number | -- | 2244970 | -- |
| Activity Date | -- | 05/01/2017 | -- |
| Account Name Number: | -- | 78563699210**** | -- |
| Account Cycle Identifier: | -- | -- | -- |
| Date Account Reported: | -- | 05/06/2017 | -- |
| Portfolio Type (Account Type-Detail): | -- | Charge account | -- |
| Account Type: | -- | Charge account | -- |
| Account Current Balance: | -- | -- | -- |
| Date of Account Balance: | -- | 05/01/2017 | -- |
| Scheduled Monthly Payment Amount: | -- | -- | -- |
| Account Terms Frequency: | -- | -- | -- |
| Account Terms Length: | -- | -- | -- |
| Credit Limit: | -- | -- | -- |
| Account Highest Credit: | -- | $273 | -- |
| Date of Last Payment: | -- | -- | -- |
| Amount of Last Payment Received: | -- | -- | -- |
| Past Due Amount: | -- | -- | -- |
| Account Condition: | -- | Derogatory | -- |
| Account Credit Limit: | -- | -- | -- |
| Account High Balance/Original Balance: | -- | $273 | -- |
| Account's Date Opened: | -- | 06/01/2016 | -- |
| Account's Closed Date: | -- | -- | -- |
| Creditor Type: | -- | Credit Card - Dept. Store | -- |
| Account Ownership Type: | -- | Individual | -- |
| Account Status: | -- | Closed | -- |
| Account Status Information: | -- | Derogatory | -- |
| Account Rating: | -- | Derogatory | -- |
| Payment Status: | -- | Collection/Chargeoff | -- |
| Payment Rating: | N/A | N/A | N/A |
| Date of Account Information: | -- | 05/01/2017 | -- |
| ECOA Code: | -- | Derogatory | -- |
| Account Dispute Status: | -- | Account not disputed | -- |
| Date Last Verified: | -- | -- | -- |
| Creditor Remarks: | -- | Purchased by a another lender. Unpaid balance reported as a loss by credit grantor. Debt included in or discharged through Bankruptcy Chapter 7,11, or 12. |
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Closed NEGATIVE Other/Unknown Accounts DEROGATORY LATES-related accounts |
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| TransUnion | Experian | Equifax | |
|---|---|---|---|
| Data Reporter Name | WELLS FARGO CARD SERVICE | ||
| Data Reporter Street Address | PO BOX 14517 | ||
| Data Reporter City, State, and Postal Zip Code | DES MOINES , IA, 50306 | ||
| Data Reporter Telephone Number | 8004624720 | ||
| Data Reporter Identification Number | 0908N664 | ||
| Item's Subscriber Number | 0908N664 | -- | -- |
| Activity Date | 03/15/2016 | -- | -- |
| Account Name Number: | 664654000**** | -- | -- |
| Account Cycle Identifier: | -- | -- | -- |
| Date Account Reported: | 05/06/2017 | -- | -- |
| Portfolio Type (Account Type-Detail): | Credit Card | -- | -- |
| Account Type: | Credit Card | -- | -- |
| Account Current Balance: | -- | -- | -- |
| Date of Account Balance: | 03/15/2016 | -- | -- |
| Scheduled Monthly Payment Amount: | -- | -- | -- |
| Account Terms Frequency: | -- | -- | -- |
| Account Terms Length: | -- | -- | -- |
| Credit Limit: | $1,200 | -- | -- |
| Account Highest Credit: | $1,656 | -- | -- |
| Date of Last Payment: | 05/11/2016 | -- | -- |
| Amount of Last Payment Received: | -- | -- | -- |
| Past Due Amount: | -- | -- | -- |
| Account Condition: | Derogatory | -- | -- |
| Account Credit Limit: | $1,200 | -- | -- |
| Account High Balance/Original Balance: | $1,656 | -- | -- |
| Account's Date Opened: | 12/29/2011 | -- | -- |
| Account's Closed Date: | 03/15/2016 | -- | -- |
| Creditor Type: | Bank | -- | -- |
| Account Ownership Type: | Individual | -- | -- |
| Account Status: | Closed | -- | -- |
| Account Status Information: | Derogatory | -- | -- |
| Account Rating: | Derogatory | -- | -- |
| Payment Status: | Unknown | -- | -- |
| Payment Rating: | N/A | N/A | N/A |
| Date of Account Information: | 03/15/2016 | -- | -- |
| ECOA Code: | Derogatory | -- | -- |
| Account Dispute Status: | Account not disputed | -- | -- |
| Date Last Verified: | 05/06/2017 | -- | -- |
| Creditor Remarks: | -- | -- | -- |
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Closed NEGATIVE Other/Unknown Accounts DELINQUENCY LATE(s)-related accounts |
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| TransUnion | Experian | Equifax | |
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| Data Reporter Name | ATLANTIC CAP BKSELFLENDR | ||
| Data Reporter Street Address | 515 CONGRESS AVE SUITE 2200 | ||
| Data Reporter City, State, and Postal Zip Code | AUSTIN , TX, 78701 | ||
| Data Reporter Telephone Number | 8778830999 | ||
| Data Reporter Identification Number | 02GS2001 | ||
| Item's Subscriber Number | 02GS2001 | 2928750 | 401BB42003 |
| Activity Date | 03/10/2021 | 03/01/2021 | 03/01/2021 |
| Account Name Number: | 73629**** | 73629**** | 73629**** |
| Account Cycle Identifier: | Monthly (every month) | -- | -- |
| Date Account Reported: | 03/10/2021 | 03/31/2021 | 03/01/2021 |
| Portfolio Type (Account Type-Detail): | Secured loan | Secured loan | Secured loan |
| Account Type: | Secured loan | Secured loan | Secured loan |
| Account Current Balance: | -- | -- | -- |
| Date of Account Balance: | 03/10/2021 | 03/01/2021 | 03/01/2021 |
| Scheduled Monthly Payment Amount: | -- | -- | -- |
| Account Terms Frequency: | Monthly (every month) | -- | -- |
| Account Terms Length: | 24 | 24 | 24 |
| Credit Limit: | -- | -- | -- |
| Account Highest Credit: | $525 | $525 | $525 |
| Date of Last Payment: | 03/10/2021 | 03/10/2021 | 03/01/2021 |
| Amount of Last Payment Received: | -- | -- | -- |
| Past Due Amount: | -- | -- | -- |
| Account Condition: | Closed | Paid | Paid |
| Account Credit Limit: | -- | -- | -- |
| Account High Balance/Original Balance: | $525 | $525 | $525 |
| Account's Date Opened: | 03/28/2019 | 03/01/2019 | 03/01/2019 |
| Account's Closed Date: | 03/10/2021 | -- | -- |
| Creditor Type: | Bank | All Banks | All Banks |
| Account Ownership Type: | Individual | Individual | Individual |
| Account Status: | Closed | Closed | Closed |
| Account Status Information: | Closed | Paid | Paid |
| Account Rating: | Closed | Paid | Paid |
| Payment Status: | Current | Current | Current |
| Payment Rating: | N/A | N/A | N/A |
| Date of Account Information: | 03/10/2021 | 03/01/2021 | 03/01/2021 |
| ECOA Code: | Closed | Paid | Paid |
| Account Dispute Status: | Account not disputed | Account not disputed | Account not disputed |
| Date Last Verified: | 03/10/2021 | -- | -- |
| Creditor Remarks: | -- | -- | Closed or paid account/zero balance Secured |
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| Mixed Negative Accounts: |
Mixed NEGATIVE MEDICAL CHARGEOFF/COLLECTION-related accounts |
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| TransUnion | Experian | Equifax | |
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| Data Reporter Name | MEDICAL DATA SYSTEMS INC | ||
| Data Reporter Street Address | 1532 LAKEVIEW DR | ||
| Data Reporter City, State, and Postal Zip Code | SEBRING , FL, 33870 | ||
| Data Reporter Telephone Number | 8003156050 | ||
| Data Reporter Identification Number | 0204K003 | ||
| Item's Subscriber Number | 0204K003 | 1982731 | 835YC00000 |
| Activity Date | 09/25/2022 | 05/01/2022 | 08/01/2022 |
| Account Name Number: | 94666293**** | 94666293**** | 94666293**** |
| Account Cycle Identifier: | -- | -- | -- |
| Date Account Reported: | 09/25/2022 | 09/25/2022 | 08/01/2022 |
| Portfolio Type (Account Type-Detail): | -- | -- | -- |
| Account Type: | -- | -- | -- |
| Account Current Balance: | $128 | $128 | $128 |
| Date of Account Balance: | 09/25/2022 | 05/01/2022 | 08/01/2022 |
| Scheduled Monthly Payment Amount: | -- | -- | -- |
| Account Terms Frequency: | -- | -- | -- |
| Account Terms Length: | -- | -- | -- |
| Credit Limit: | -- | -- | -- |
| Account Highest Credit: | $128 | $128 | $128 |
| Date of Last Payment: | -- | -- | -- |
| Amount of Last Payment Received: | -- | -- | -- |
| Past Due Amount: | -- | -- | -- |
| Account Condition: | Derogatory | Derogatory | Derogatory |
| Account Credit Limit: | -- | -- | -- |
| Account High Balance/Original Balance: | $128 | $128 | $128 |
| Account's Date Opened: | 05/16/2022 | 05/01/2022 | 05/01/2022 |
| Account's Closed Date: | -- | -- | -- |
| Creditor Type: | Collection Services | Other Collection Agencies | Other Collection Agencies |
| Account Ownership Type: | Individual | Individual | Individual |
| Account Status: | Open | Closed | Closed |
| Account Status Information: | Derogatory | Derogatory | Derogatory |
| Account Rating: | Derogatory | Derogatory | Derogatory |
| Payment Status: | Collection/Chargeoff | Collection/Chargeoff | Collection/Chargeoff |
| Payment Rating: | N/A | N/A | N/A |
| Date of Account Information: | 09/25/2022 | 05/01/2022 | 08/01/2022 |
| ECOA Code: | Derogatory | Derogatory | Derogatory |
| Account Dispute Status: | Account not disputed | Account not disputed | Account not disputed |
| Date Last Verified: | 09/25/2022 | -- | -- |
| Creditor Remarks: | -- | -- | Medical Subject has not satisfied debt. |
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Mixed NEGATIVE MEDICAL CHARGEOFF/COLLECTION-related accounts |
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| TransUnion | Experian | Equifax | |
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| Data Reporter Name | ARMADA CORPORATION | ||
| Data Reporter Street Address | 93 EASTMONT AVE SUITE #100 | ||
| Data Reporter City, State, and Postal Zip Code | EAST WENATCHEE , WA, 98802 | ||
| Data Reporter Telephone Number | 8009492372 | ||
| Data Reporter Identification Number | 0925M001 | ||
| Item's Subscriber Number | 0925M001 | -- | 712YC00000 |
| Activity Date | 10/04/2022 | -- | 10/01/2022 |
| Account Name Number: | 756**** | -- | 756**** |
| Account Cycle Identifier: | -- | -- | -- |
| Date Account Reported: | 10/04/2022 | -- | 10/01/2022 |
| Portfolio Type (Account Type-Detail): | -- | -- | -- |
| Account Type: | -- | -- | -- |
| Account Current Balance: | $150 | -- | $150 |
| Date of Account Balance: | 10/04/2022 | -- | 10/01/2022 |
| Scheduled Monthly Payment Amount: | -- | -- | -- |
| Account Terms Frequency: | -- | -- | -- |
| Account Terms Length: | -- | -- | -- |
| Credit Limit: | -- | -- | -- |
| Account Highest Credit: | $99 | -- | $99 |
| Date of Last Payment: | -- | -- | -- |
| Amount of Last Payment Received: | -- | -- | -- |
| Past Due Amount: | -- | -- | -- |
| Account Condition: | Derogatory | -- | Derogatory |
| Account Credit Limit: | -- | -- | -- |
| Account High Balance/Original Balance: | $99 | -- | $99 |
| Account's Date Opened: | 09/29/2020 | -- | 09/01/2020 |
| Account's Closed Date: | -- | -- | -- |
| Creditor Type: | Collection Services | -- | Other Collection Agencies |
| Account Ownership Type: | Individual | -- | Individual |
| Account Status: | Open | -- | Closed |
| Account Status Information: | Derogatory | -- | Derogatory |
| Account Rating: | Derogatory | -- | Derogatory |
| Payment Status: | Collection/Chargeoff | -- | Collection/Chargeoff |
| Payment Rating: | N/A | N/A | N/A |
| Date of Account Information: | 10/04/2022 | -- | 10/01/2022 |
| ECOA Code: | Derogatory | -- | Derogatory |
| Account Dispute Status: | Account not disputed | -- | Account not disputed |
| Date Last Verified: | 10/04/2022 | -- | -- |
| Creditor Remarks: | -- | -- | Medical Subject has not satisfied debt. |
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Mixed NEGATIVE Other/Unknown Accounts DELINQUENCY LATE(s)-related accounts |
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| TransUnion | Experian | Equifax | |
|---|---|---|---|
| Data Reporter Name | SUNRISE BANK SELF LENDER | ||
| Data Reporter Street Address | 515 CONGRESS AVE, SUITE 2200 C/O SELF FINANCIAL, INC. | ||
| Data Reporter City, State, and Postal Zip Code | AUSTIN , TX, 78701 | ||
| Data Reporter Telephone Number | 6052502620 | ||
| Data Reporter Identification Number | 02FCE002 | ||
| Item's Subscriber Number | 02FCE002 | 1188380 | 436BB00879 |
| Activity Date | 05/18/2022 | 06/01/2022 | 04/01/2022 |
| Account Name Number: | 7648**** | 7648**** | 7648**** |
| Account Cycle Identifier: | Monthly (every month) | -- | -- |
| Date Account Reported: | 05/18/2022 | 06/06/2022 | 06/01/2022 |
| Portfolio Type (Account Type-Detail): | Secured loan | Secured loan | -- |
| Account Type: | Secured loan | Secured loan | -- |
| Account Current Balance: | -- | -- | -- |
| Date of Account Balance: | 05/18/2022 | 06/01/2022 | 04/01/2022 |
| Scheduled Monthly Payment Amount: | -- | -- | -- |
| Account Terms Frequency: | Monthly (every month) | -- | -- |
| Account Terms Length: | 12 | 12 | 12 |
| Credit Limit: | -- | -- | -- |
| Account Highest Credit: | $1,663 | $1,663 | $1,663 |
| Date of Last Payment: | 05/18/2022 | 05/18/2022 | 04/01/2022 |
| Amount of Last Payment Received: | -- | -- | -- |
| Past Due Amount: | -- | -- | -- |
| Account Condition: | Closed | Open | Paid |
| Account Credit Limit: | -- | -- | -- |
| Account High Balance/Original Balance: | $1,663 | $1,663 | $1,663 |
| Account's Date Opened: | 05/25/2021 | 05/01/2021 | 05/01/2021 |
| Account's Closed Date: | 05/18/2022 | -- | -- |
| Creditor Type: | Bank | All Banks | All Banks |
| Account Ownership Type: | Individual | Individual | Individual |
| Account Status: | Closed | Open | Open |
| Account Status Information: | Closed | Open | Paid |
| Account Rating: | Closed | Open | Paid |
| Payment Status: | Current | Late 30 Days | Current |
| Payment Rating: | N/A | N/A | N/A |
| Date of Account Information: | 05/18/2022 | 06/01/2022 | 04/01/2022 |
| ECOA Code: | Closed | Open | Paid |
| Account Dispute Status: | Account not disputed | Account not disputed | Account not disputed |
| Date Last Verified: | 05/18/2022 | -- | -- |
| Creditor Remarks: | -- | -- | -- |
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| Bankruptcy | |||
| TransUnion | Experian | Equifax | |
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| Name: | U.S. Bankruptcy Court | US BKPT CT GA ATLANTA | |
| Type: | Chapter 13 Bankruptcy | Chapter 13 Bankruptcy | |
| Status: | Dismissed | Dismissed | |
| Date Filed/Reported: | 2021-06-17 | 2021-06-17 | |
| Reference#: | 2154606 | 2154606PB | |
| Closing Date: | 2021-12-30 | 2021-12-30 | |
| Asset Amount: | 0 | 0 | |
| Court: | |||
| Liability: | 0 | 0 | |
| Exempt Amount: | 0 | 0 | |
| Remarks: | -- | -- | -- |
| Bankruptcy | |||
| TransUnion | Experian | Equifax | |
|---|---|---|---|
| Name: | U.S. Bankruptcy Court | US BKPT CT GA ATLANTA | |
| Type: | Chapter 13 Bankruptcy | Chapter 13 Bankruptcy | |
| Status: | Dismissed | Dismissed | |
| Date Filed/Reported: | 2021-01-21 | 2021-01-21 | |
| Reference#: | 2150547 | 2150547PB | |
| Closing Date: | 2021-06-03 | 2021-06-03 | |
| Asset Amount: | 0 | 0 | |
| Court: | |||
| Liability: | 0 | 0 | |
| Exempt Amount: | 0 | 0 | |
| Remarks: | -- | -- | -- |
| Bankruptcy | |||
| TransUnion | Experian | Equifax | |
|---|---|---|---|
| Name: | US BKPT CT GA ATLANTA | Federal | |
| Type: | Chapter 7 Bankruptcy | Chapter 7 Bankruptcy | |
| Status: | Discharged | Discharged | |
| Date Filed/Reported: | 2017-05-06 | 2017-05-01 | |
| Reference#: | 1758283LRC | 1758283-DSP-10/17-VER-05/22 | |
| Closing Date: | 2017-10-10 | ||
| Asset Amount: | 0 | 0 | |
| Court: | |||
| Liability: | 0 | 0 | |
| Exempt Amount: | 0 | 0 | |
| Remarks: | -- | -- | -- |
| Inquiries |
|
Bad Inquiries (18) |
Tooltip text
What does this mean?
How Are Inquiries Categorized?
Inquiries characterized as BAD refer to Hard Inquiries reported by Data Reporters in which (1) there may NOT be an account found on the credit report associated with the Inquiry; OR (2) there may be a negative account associated with the Inquiry; OR (3) the date of the Inquiry is older than 24 months. Inquiries characterized as GOOD refer to Hard Inquiries reported by Data Reporters in which (1) there is an account associated with Data Reporter AND there is no negative(s) reported on the account. Inquiries characterized as BEST refer to Hard Inquiries reported by Data Reporters in which there is an account associated with Data Reporter AND there is no negative(s) reported on the account AND the account has been opened within 10 days of Account Approval and/or opening that is currently positive reflecting that it is the most likely inquiry related to the actual approval and opening. |
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| DR Name | DR Address | DR Contact No. | DR Identification No. | Date of Inquiry | Permissible Purpose | DR Industry Type | Credit Bureau |
| BRIDGECREST FORMERLY DRI | PO BOX 29018 PHOENIX AZ 85038 |
8026433864 | 01SFX002 | 03/13/2022 | Bank Credit Cards | TransUnion | |
| KIKOFF LENDING LLC | 75 BROADWAY SUITE 202 SAN FRANCISCO CA 94111 |
4153614040 | 02H42001 | 02/28/2022 | Bank Credit Cards | TransUnion | |
| DISCOVER FINANCIAL SER | N/A |
N/A | B6 | 09/05/2022 | Bank Credit Cards | Experian | |
| BK OF AMER | PO BOX 982238 EL PASO TX 79998 |
8004212110 | 06199555 | 06/02/2022 | Bank Credit Cards | TransUnion | |
| TRUIST | N/A |
N/A | 456BB09024 | 06/02/2022 | Equifax | ||
| TRUIST | N/A |
N/A | 456BB12441 | 06/02/2022 | Equifax | ||
| LIGHTSTREAM | 600 W BROADWAY SUITE 2000 SAN DIEGO CA 92101 |
8007868787 | 06525583 | 08/15/2022 | Installment Loans | TransUnion | |
| SYNCB/CC | PO BOX 8726 DAYTON OH 45401 |
8009242927 | 04877646 | 05/18/2022 | Sales Financing | TransUnion | |
| CREDIT PLUS | 31550 WINTERPLACE SALISBURY MD 21804 |
8002583488 | 00049997 | 06/13/2022 | Credit Bureaus/Mortgage Processing | TransUnion | |
| XACTUS-CP/ASSURANCE FI | N/A |
N/A | B6 | 06/13/2022 | Mortgage Companies - Finance | Experian | |
| XACTUS | N/A |
N/A | 801ZB00982 | 06/13/2022 | Equifax | ||
| BRIDGECREST | PO BOX 29018 PHOENIX AZ 85038 |
8026433864 | 01SFX002 | 09/17/2020 | Equifax | ||
| PANORAMA MOR | 350 S RAMPART BLVD STE 310 LAS VEGAS NV 89145 |
7025885430 | 06335039 | 09/22/2022 | Mortgage Companies - Credit Union | TransUnion | |
| XACTUS-CP/PANORAMA MOR | N/A |
N/A | B6 | 09/22/2022 | Mortgage Companies - Finance | Experian | |
| XACTUS | N/A |
N/A | 243ZB01899 | 09/22/2022 | Equifax | ||
| CORELOGIC | 35 N LAKE AVE PASADENA CA 91101 |
8004476192 | 02964510 | 07/08/2022 | Bank - Mortgage Loans | TransUnion | |
| CORELOGIC CREDCO LLC | N/A |
N/A | B6 | 07/08/2022 | Mortgage Reporters | Experian | |
| CORELOGIC | N/A |
N/A | 181ZB16539 | 07/08/2022 | Equifax | ||
| Creditor Contacts | |||||
| Creditor Name | Address | Phone Number | Identification Number | Industry Type | Subscriber Numbers |
| FIRST PREMIER BANK | 3820 N LOUISE AVE SIOUX FALLS SD 57104 |
6053573440 | 00020123 | Bank | 00020123 |
| CREDIT PLUS | 31550 WINTERPLACE SALISBURY MD 21804 |
8002583488 | 00049997 | Miscellaneous | 00049997 |
| CREDIT PLUS/PANORAMA MOR | 350 S RAMPART BLVD STE 310 LAS VEGAS NV 89145 |
7025885430 | 06335039 | Credit Union | 06335039 |
| FEDLOAN SERVICING | POB 60610 HARRISBURG PA 17106 |
8006992908 | 02CN2006 | Student Loans | 02CN2006 |
| SYNCB/CARE CREDIT | PO BOX 8726 DAYTON OH 45401 |
8009242927 | 04877646 | Finance/Personal | 04877646 |
| BANK OF AMERICA | PO BOX 982238 EL PASO TX 79998 |
8004212110 | 06199555 | Bank | 06199555 |
| SUNTRUST DBA LIGHTSTREAM | 600 W BROADWAY SUITE 2000 SAN DIEGO CA 92101 |
8007868787 | 06525583 | Bank | 06525583 |
| CREDCO/BAC 5 | 35 N LAKE AVE PASADENA CA 91101 |
8004476192 | 02964510 | Bank | 02964510 |
| WELLS FARGO CARD SERVICE | PO BOX 14517 DES MOINES IA 50306 |
8004624720 | 0908N664 | Bank Credit Cards | 0908N664 |
| US DEPT OF EDUCATION/GLE | 2401 INTERNATIONAL LANE POB 7859 MADISON WI 53704 |
8002364300 | 0368N4TP | Student Loans | 0368N4TP |
| CHIME - STRIDE BANK | PO BOX 417 SAN FRANCISCO CA 94104 |
8442446363 | 02HVP001 | Bank - Mortgage Loans | 02HVP001 |
| KIKOFF LENDING LLC | 75 BROADWAY SUITE 202 SAN FRANCISCO CA 94111 |
4153614040 | 02H42001 | Miscellaneous Finance | 02H42001 |
| ATLANTIC CAP BKSELFLENDR | 515 CONGRESS AVE SUITE 2200 AUSTIN TX 78701 |
8778830999 | 02GS2001 | Full Service Banks | 02GS2001 |
| SUNRISE BANK SELF LENDER | 515 CONGRESS AVE, SUITE 2200 C/O SELF FINANCIAL, INC. AUSTIN TX 78701 |
6052502620 | 02FCE002 | Miscellaneous Banks | 02FCE002 |
| BIGHTON RENT | 14241 NE WOODINVILLE-DUVALL RD WOODINVILLE WA 98072 |
8674598345 | 09FCR453 | Property Management | 09FCR453 |
| ACCEPTANCENOW | 5501 HEADQUARTERS DRIVE PLANO TX 75024 |
8002752696 | 02E4W001 | Miscellaneous Finance | 02E4W001 |
| WEBBANK/FRESHSTART | 13300 PIONEER TRAIL EDEN PRAIRIE MN 55347 |
8667340342 | 02CSN003 | Variety Store | 02CSN003 |
| SELF FINANCIAL INC / LEA | 901 E. 6TH STREET SUITE #400 AUSTIN TX 78702 |
8778830999 | 02ANW004 | Sales Financing | 02ANW004 |
| BRIDGECREST FORMERLY DRI | PO BOX 29018 PHOENIX AZ 85038 |
8026433864 | 01SFX002 | Auto Financing | 01SFX002 |
| CAPITAL ONE | PO BOX 31293 SALT LAKE CITY UT 84131 |
8009557070 | 01DTV001 | Bank Credit Cards | 01DTV001 |
| USBK COURT NORTHERN GEOR | 75 TED TURNER DRIVE SW # 1340 ATLANTA GA 30303 |
4042151000 | 0508601Z | Public Records | 0508601Z |
| XACTUS-CP/PANORAMA MOR | 350 S RAMPART BLVD STE 3 LAS VEGAS NV 89145 |
7025885430 | 1544208 | 1544208 | |
| XACTUS-CP/ASSURANCE FI | 9029 JEFFERSON HWY STE 1 BATON ROUGE LA 70809 |
2254482680 | 2919141 | 2919141 | |
| WEBBANK/FINGERHUT FRES | 6250 RIDGEWOOD RD SAINT CLOUD MN 56303 |
2244980 | 2244980 | ||
| WEBBANK/FINGERHUT | 6250 RIDGEWOOD RD SAINT CLOUD MN 56303 |
2244970 | 2244970 | ||
| US DEPT OF ED/GLELSI | PO BOX 7860 MADISON WI 53707 |
8002364300 | 1132610 | 1132610 | |
| US BKPT CT GA ATLANTA | 75 TED TURNER DR SW STE ATLANTA GA 30303 |
BYMAILONLY | 1008000 | 1008000 | |
| TOMOCREDIT INC | 535 MISSION ST FL 14 SAN FRANCISCO CA 94105 |
2028581034 | 2925066 | 2925066 | |
| TELECOM SELF-REPORTED | PO BOX 4500 ALLEN TX 75013 |
8558912743 | 2886930 | 2886930 | |
| SELF/ATLANTIC CAPITAL | 945 E PACES FERRY RD NE ATLANTA GA 30326 |
4049556050 | 2928750 | 2928750 | |
| SELF FINANCIAL/LEAD BA | 1801 MAIN ST KANSAS CITY MO 64108 |
8668459545 | 2932264 | 2932264 | |
| SBNASELFLNDR | 901 E 6TH ST STE 400 AUSTIN TX 78702 |
6512655600 | 1188380 | 1188380 | |
| RENT SELF-REPORTED | PO BOX 4500 ALLEN TX 75013 |
8558912743 | 2886940 | 2886940 | |
| AES/NCT | POB 61047 HARRISBURG PA 17106 |
8002330557 | 0494T94D | Student Loans | 0494T94D |
| KIKOFF LENDING LLC | 75 BROADWAY STE 226 SAN FRANCISCO CA 94111 |
4153614040 | 2919349 | 2919349 | |
| GREEN DOT BANK | PO BOX 5100 PASADENA CA 91117 |
6094540337 | 1453090 | 1453090 | |
| DISCOVER FINANCIAL SER | 12 READS WAY NEW CASTLE DE 19720 |
BYMAILONLY | 1224590 | 1224590 | |
| CORELOGIC CREDCO LLC | PO BOX 509124 SAN DIEGO CA 92150 |
8006372422 | 1727750 | 1727750 | |
| CONSUMER PORTFOLIO SVC | PO BOX 57071 IRVINE CA 92619 |
BYMAILONLY | 0600631 | 0600631 | |
| CITICARDS CBNA | PO BOX 6241 SIOUX FALLS SD 57117 |
8009505114 | 1240000 | 1240000 | |
| CHIME/STRIDE BANK NA | 324 W BROADWAY AVE ENID OK 73701 |
5802333535 | 2918527 | 2918527 | |
| CAPITAL ONE | PO BOX 31293 SALT LAKE CITY UT 84131 |
8009557070 | 1270246 | 1270246 | |
| BRIDGECREST | 7300 E HAMPTON AVE MESA AZ 85209 |
4808135200 | 8602240 | 8602240 | |
| ALLY FINANCIAL | 200 RENAISSANCE CTR # B0 DETROIT MI 48243 |
8002004622 | 1918788 | 1918788 | |
| ALDOUS AND ASSOCIATES | PO BOX 171374 HOLLADAY UT 84117 |
8012725281 | 02ELW001 | Other Collection Agencies | 02ELW001 |
| PROCOLLECT,INC | 12170 ABRAMS RD STE 100 DALLAS TX 75243 |
2143417788 | 2980920 | 2980920 | |
| ARMADA CORPORATION | 93 EASTMONT AVE SUITE #100 EAST WENATCHEE WA 98802 |
8009492372 | 0925M001 | Other Collection Agencies | 0925M001 |
| MEDICAL DATA SYSTEMS INC | 1532 LAKEVIEW DR SEBRING FL 33870 |
8003156050 | 0204K003 | Other Collection Agencies | 0204K003 |
| MEDICAL DATA SYSTEMS I | 128 W CENTER AVE FL 2 SEBRING FL 33870 |
8003156050 | 1982731 | 1982731 | |
| FREEDOM MORTGAGE | P.O. BOX 50485 INDIANAPOLIS IN 46250 |
8663692012 | 02C82001 | Mortgage Companies - Finance | 02C82001 |
| PACIFIC UNION FINANCIAL | 350 HIGHLAND HOUSTON TX 77067 |
8884802432 | 02EEV001 | Mortgage Companies - Credit Union | 02EEV001 |
| SEZZLE INC | 251 1ST AVE MINNEAPOLIS MN 55401 |
8885401867 | 02HF4001 | Miscellaneous Finance | 02HF4001 |
| CONVERGENT OUTSOURCING | 800 SW 39TH ST RENTON WA 98057 |
8888712279 | 0980304 | 0980304 | |
| ACCEPTANCE NOW | 5501 HEADQUARTERS DR PLANO TX 75024 |
8886722411 | 9306706 | 9306706 | |
| A+ LOANS | 1352 LAKEWOOD AVE SE ATLANTA GA 30315 |
6787209006 | 1689430 | 1689430 | |